I challenge the conventional wisdom that you should wait until age 70 to claim Social Security benefits in order to get the most out of it. According to US News, the average monthly Social Security benefit as of 2022 is … Read More … Read More
A look back at the top posts of 2021 on this site, including both my favorites and the ones readers viewed most. Like most people who are engaging with the pandemic, 2021 felt both swift and eternal. It’s hard to … Read More … Read More
There used to be a link between minimum wage and worker productivity, but this has diverged since the 1960’s. It’s time to bring this back. Anyone can be making minimum wage. It’s like that Bill Hicks quote: “Anybody can be … Read More … Read More
It’s common for people to say that they spend “too much” on restaurants and other food delivery services, but why? And is it true? If there’s one thing I hear from basically everyone, whether they are a client, a prospective … Read More … Read More
I discuss smart speakers and how easy it is to spend money unintentionally (and potentially recklessly) with them. Leading the list on the worst blog ideas for me to write would be one with reviews of the latest tech gadgets. … Read More … Read More
I discuss the many shortcomings of the Dave Ramsey approach to personal finance, and show better ways to help more people. I’ve mentioned Dave Ramsey numerous times over the years. I’m not here to bash Dave, at least not without … Read More … Read More
I look at some non-traditional methods of paying off debt to see if they are any better than the Debt Snowball method. The problem: you have multiple debts, all with varying amounts, interest rates, and payback timelines. Some are secured … Read More … Read More
The meme “You cheated not only the game but yourself” applies equally well to when you hide certain purchases from your spending tracking. I don’t know how up you are on your Twitch streamers, but I quite enjoy watching certain … Read More … Read More
I look at “Squid Game” and see the failings of our own economy, as well as lessons on what we could do to create more wealth for all. By now you’ve probably either watched Squid Game, the hit series on … Read More … Read More
You may think you’re getting one over on them when you have Amazon Prime, but Amazon is laughing all the way to the bank. I want you to cancel your Amazon Prime subscription. I don’t say this because I hate … Read More … Read More
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