Mint is shutting down: what are your alternatives?

With the announcement that Mint is going away, people are looking for alternatives. But the best option is to use no service at all. If you’re a user of Mint, the personal finance app, you have probably heard the news … Read MoreRead More

Pouring the jug: How to handle when your income is irregular

I propose an allegory and model for thinking about how to deal with irregular income in a way that will help you reduce risk and uncertainty. … Read More

3 reasons to ignore your bank’s spending categories

You should decide your own categories based on your specific situation. Also, your bank will always be wrong. … Read More

What is the I.B.E. Method for building wealth?

I describe the method I’ve used for over a decade on how to take control of your financial life so that you have the money you need to spend on what you want. … Read More

You cheat not only the game but yourself when you don’t track all your spending

The meme “You cheated not only the game but yourself” applies equally well to when you hide certain purchases from your spending tracking. I don’t know how up you are on your Twitch streamers, but I quite enjoy watching certain … Read MoreRead More

Want to get an allowance? Make a budget.

Many think that making a budget is a restriction, but it’s actually the opposite: an allowance to spend money. I remember when I was a kid, I got an allowance from my parents. I loved it. Who wouldn’t love an … Read MoreRead More

How to Start: A beginner’s guide to managing your money

An overview of the first steps on the path to financial wellness, aimed at those who are just getting started. Recently, I was asked about what to do if you’re just getting started thinking about working on your finances. This … Read MoreRead More

Why you could benefit from a spending reset

It’s easy to spend based on emotions or with a lack of intention, so a spending reset can help you reconnect with what’s important to you. I’ve done some fun experiments with money over the years. I’m thinking most specifically … Read MoreRead More

How to determine if a purchase is worth deliberating over

If you cut down on time spent making decisions on things that don’t matter, you will have more energy for the decisions that do. As you make more money, the way a certain amount of money will feel will change. … Read MoreRead More