With the announcement that Mint is going away, people are looking for alternatives. But the best option is to use no service at all. If you’re a user of Mint, the personal finance app, you have probably heard the news … Read More … Read More
spending


Pouring the jug: How to handle when your income is irregular
I propose an allegory and model for thinking about how to deal with irregular income in a way that will help you reduce risk and uncertainty. … Read More

3 reasons to ignore your bank’s spending categories
You should decide your own categories based on your specific situation. Also, your bank will always be wrong. … Read More

What is the I.B.E. Method for building wealth?
I describe the method I’ve used for over a decade on how to take control of your financial life so that you have the money you need to spend on what you want. … Read More

Do you spend your account down to zero each month?
If you plan your spending in a given month by checking if your balance is zero, you’re missing out on some wealth-building strategies. How much money do you have in your bank account? Obviously that’s a thing that varies over … Read More … Read More

You cheat not only the game but yourself when you don’t track all your spending
The meme “You cheated not only the game but yourself” applies equally well to when you hide certain purchases from your spending tracking. I don’t know how up you are on your Twitch streamers, but I quite enjoy watching certain … Read More … Read More

Want to get an allowance? Make a budget.

How to Start: A beginner’s guide to managing your money

Why you could benefit from a spending reset
It’s easy to spend based on emotions or with a lack of intention, so a spending reset can help you reconnect with what’s important to you. I’ve done some fun experiments with money over the years. I’m thinking most specifically … Read More … Read More

How to determine if a purchase is worth deliberating over
If you cut down on time spent making decisions on things that don’t matter, you will have more energy for the decisions that do. As you make more money, the way a certain amount of money will feel will change. … Read More … Read More