Some people resist the idea that they should track their spending forever. But what else gives so much benefit for a small amount of work? … Read More
spending
Self-care is not doom spending
Self-care is an important part of life, and it’s okay (not reckless, and certainly not doom spending) to allocate money for this purpose. … Read More
Are you doom spending?
A phrase, doom spending (or doomspending) gets to the heart of the hopelessness people face about their finances and their future. … Read More
A better way to pay your credit card bill
To make the purchases feel more real, and thus add some more intentionality, why not pay off the charges in just the way that you put them on? … Read More
Mint is shutting down: what are your alternatives?
With the announcement that Mint is going away, people are looking for alternatives. But the best option is to use no service at all. If you’re a user of Mint, the personal finance app, you have probably heard the news … Read More … Read More
Pouring the jug: How to handle when your income is irregular
I propose an allegory and model for thinking about how to deal with irregular income in a way that will help you reduce risk and uncertainty. … Read More
3 reasons to ignore your bank’s spending categories
You should decide your own categories based on your specific situation. Also, your bank will always be wrong. … Read More
What is the I.B.E. Method for building wealth?
I describe the method I’ve used for over a decade on how to take control of your financial life so that you have the money you need to spend on what you want. … Read More
Do you spend your account down to zero each month?
If you plan your spending in a given month by checking if your balance is zero, you’re missing out on some wealth-building strategies. How much money do you have in your bank account? Obviously that’s a thing that varies over … Read More … Read More
You cheat not only the game but yourself when you don’t track all your spending
The meme “You cheated not only the game but yourself” applies equally well to when you hide certain purchases from your spending tracking. I don’t know how up you are on your Twitch streamers, but I quite enjoy watching certain … Read More … Read More