While it may feel like it’s too late for you to achieve your money goals, that’s just a feeling, and it’s not actually true.
When some of my peers turned 30, a common thread among some of them was that it was all downhill from there. For those unpartnered, there was a sense that a partnership was out of reach. “I’m 30, so who’s going to want me?“
The interesting part for me is that when some of my peers turned 40, that exact same sentiment was expressed. “I’m 40, so who’s going to want me?” I don’t know for certain, but I wonder if those same people said the same thing 10 years ago.
Believe me, I understand. I played music for much of my life, and I distinctly remember the time when I felt like my time had passed me by. I felt like if any of my music was going to matter to people, it probably would have happened by now. I quit soon afterward.
We all have a strong tendency to say that some things are “too late”. Too late to find a partner, too late to learn a foreign language, too late to get a music career going. Most of all, too late to be financially safe.
And while it’s probably too late to be, say, the “youngest person ever” to do some particular feat, you don’t need to be the youngest person to do anything. Life isn’t a race where the first person wins and everyone else loses.
As long as you are still breathing, you are still on track.
The way I think about this involves a taking a particular proverb, and turning it on its head.[Read more…] about Would your future self say it’s too late now?