Awareness

Do you know the difference between your needs and wants?

Spending can often be seen as a tension between “needs” and “wants”, but aside from a few exceptions everything is a “want”. And that’s okay. … Read More

Would you even want to earn $1 million a year?

How massive income (like $1 million a year) sounds great in theory, until you learn what you need to do to get there. … Read More

Hurting the poor: Another case against credit cards

You may think that by paying off credit cards that the only one that loses is the credit card company. But interchange fees say otherwise. … Read More

Your funds are safe: Why the FDIC is amazing

A bank run and collapse just reaffirms why the Federal Deposit Insurance Corporation (FDIC) is an amazing benefit to consumers. … Read More

There is no failure in financial wellness

Learning how to manage your money better will take time, just like any new skill. Because of this, there is no such thing as failure. I received a very interesting question from a potential client on a recent consult. Now, … Read MoreRead More

Your tech job is not secure

The tech sector has started embarking on widescale job layoffs, which is as unfortunate as it is completely expected. Congrats! There’s a good chance that you’ve been laid off recently. This is especially true in the tech sector, where, according … Read MoreRead More

Knowing is better than not knowing

Avoidance is common is personal financial matters, but even though it’s momentarily painful, it’s always better to know where you stand. One of the most common stances that people have toward money is avoidance. It’s so common that I have … Read MoreRead More

Past due: What to do when you’re behind on your debts

Getting current with past due debts is one of the most urgent tasks for you to take care of, pretty much before you do anything else. I’ve talked about how to pay off debt. That’s that “debt snowball” thing you … Read MoreRead More

2022 in review: Best posts of the year

I recap the best posts of 2022, including the ones my readers liked and the ones I’m most proud of. Happy end of the year! It’s been a good year for me. After more than two years of work, I … Read MoreRead More