debt

How to handle the feeling of being in collections

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Being hounded by collections agencies or just people who want your money can be a scary experience, but you can manage your own experience. … Read More

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Was the student loan moratorium bad for borrowers?

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It’s hard to argue that the student loan payment moratorium was somehow bad for borrowers. But some economists are still trying. … Read More

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You might now have less medical debt on your credit report

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The three credit agencies give a benefit to those with outstanding medical debt, and in the process show how much power they wield over us. I’m on the Consumer Financial Protection Bureau (CFPB) mailing list, mainly so you don’t have … Read More … Read More

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Past due: What to do when you’re behind on your debts

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Getting current with past due debts is one of the most urgent tasks for you to take care of, pretty much before you do anything else. I’ve talked about how to pay off debt. That’s that “debt snowball” thing you … Read More … Read More

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Why not keep your debt and use the cash flow?

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There is a school of thought that you can use leverage to create cash flow without ever needing to pay off debt. But there’s a small problem. I was recently listening to a radio show hosted by a real estate … Read More … Read More

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How to stay motivated when paying off a mortgage

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Creating little milestones will help you stay motivated and give you a sense of accomplishment, even if your mortgage takes years to pay off. I logged into my mortgage account this month and saw something very exciting: Do you see … Read More … Read More

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What are your big money moves?

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I discuss the high-level “money moves”, the important decisions you can make that will be the most impactful in your financial life. I hope by this point you’re not under the belief that just by cutting out coffee or by … Read More … Read More

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Beyond the Debt Snowball: Other ways to pay off debt (and are they worth it?)

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I look at some non-traditional methods of paying off debt to see if they are any better than the Debt Snowball method. The problem: you have multiple debts, all with varying amounts, interest rates, and payback timelines. Some are secured … Read More … Read More

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Can you imagine life without debt?

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Being able to envision what it would be like to be free from debt can help motivate you to take the steps necessary to make it a reality. For many, debt is a way of life. Or rather, it has … Read More … Read More

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How to Start: A beginner’s guide to managing your money

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An overview of the first steps on the path to financial wellness, aimed at those who are just getting started. Recently, I was asked about what to do if you’re just getting started thinking about working on your finances. This … Read More … Read More

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