When your budget has you run low on money at the end of the month, the upside is that it feels all the better when the new month begins.
Wow, this last month was tight.
I pretty much spent all of the money I had allocated for myself last month by about the 20th of the month.
A pity that the month doesn’t actually end on the 20th.
I slowly went into “budget lockdown” mode, cutting corners, using up supplies I had, and generally trying to spend as little money as possible, to get me through the month.
I made it through, but in order to make my Bills and Expenses equal my Income (as we all must do each month) I dipped into some savings. After all, savings can count as either a bill or an expense, depending on how you want to consider it.
I realized throughout this not-too-pleasant ordeal—after all, no one wants to not have money to spend—that there was a kind of ritualistic nature to the end-of-the-month budget freeze. That there was a purpose to all the discomfort.[Read more…] about The ritual of the end-of-the-month budget freeze