Couples often fall into sharing finances without truly discussing the arrangements they make. There is an important action they need to take. … Read More
Blog
Musings on personal finance and more. Not written with AI since 2012.
How to stop giving out your home address
Every company wants your address. Thankfully you can use a PO Box or other option to keep your location info to only those who truly need it. … Read More
You don’t need a new phone
Buying a new phone frequently just doesn’t make sense anymore, but people keep doing it anyway. That needs to stop for lots of reasons. … Read More
You will own everything and be happy
With Big Tech pushing you toward owning nothing and just renting, I offer alternatives to help you take back control. Be happy about that. … Read More
Can you earn a higher return on your emergency fund (safely)?
I look at buying short-term Treasury bill funds and compare them to a high-yield savings account to see if the returns are worth the risk. … Read More
How much money are you really getting from cash-back credit cards?
Cash-back credit cards offer a more predictable return than travel credit cards. But will you earn what you think you’ll earn? … Read More
How to set up AI-free Google searches
AI is being forced upon us, but we can fight back and set up AI-free Google searches by default, allowing AI to be “opt-in”. … Read More
5 beliefs about money that people get wrong
There are many beliefs that people have about managing money. Some of them are false. Here are five beliefs which people get wrong. … Read More