The Rule of 55 allows you to take penalty-free retirement distributions, giving you increased flexibility even in adverse circumstances. …
Blog
Blog
Musings on personal finance and more...
How The Rule of 55 gives you more retirement flexibility
How PayPal keeps you safer when using a debit card
PayPal eliminates the risk of fraud by safeguarding your payment information online, making paying with a debit card just as safe as anything. …
Should you borrow from your 401(k)?
A 401(k) loan is an enticing prospect during financial hardship, and may seem more preferable than a withdrawal, but the risks are vast. …
Did credit cards ever make financial sense?
The original purpose of credit cards, to buy something without paying for it yet, was never a good financial decision. …
Pouring the jug: How to handle when your income is irregular
I propose an allegory and model for thinking about how to deal with irregular income in a way that will help you reduce risk and uncertainty. …
Why we think that no one wants to work anymore
The current ongoing staffing and labor shortages lead some to assume that no one wants to work anymore, but the reality is much more damning. …
How I paid off my $40,000 in student loans
The true story of how I paid off my student loans, and the tricks I used to make it happen more easily and quickly. …
What’s up with OregonSaves?
A program designed to help Oregonians save for retirement is a great option, assuming your employer knows to sign up. …
Is there a connection between student loans and mental health?
A new study proposes how having student loans could be a detriment to your mental health. This seems both obvious and profound. …
You might as well sign up for class action suits
You won't strike it rich, but for a few minutes of your time, a class action suit can be an easy payout, so it's probably worth it. …