When you use a debit card for a transaction, you are sometimes asked “debit or credit?” What’s the difference, and does it matter? … Read More
Blog
Musings on personal finance and more. Not written with AI since 2012.
Who’s to blame for high ticket prices?
Concert ticket prices are higher than ever these days. Why is this, who is responsible, and can anything be done about it? … Read More
6 reasons to cancel Spotify
Spotify offers tremendous convenience, but convenience isn’t everything, so here are some reasons why you may want to cancel Spotify. … Read More
Hot rotisserie chicken? SNAP benefits and the “definition” of food
A bill allowing SNAP beneficiaries to buy hot rotisserie chicken highlights the problems that come with restricting what people can buy. … Read More
3 reasons why eBay is better than Amazon
You might not realize that eBay can meet many of your online shopping needs, and often for better prices than Amazon. … Read More
RAP battle: Student loan repayment is about to change (again)
I discuss the new upcoming rules for student loan repayment, including the new Repayment Assistance Plan (RAP). … Read More
Student loan consolidation risks: What borrowers need to know
Student loan consolidation can be a great way to make paying your loans back easier, but there are a few risks to watch out for. … Read More
What happens to your debt after you die?
Do you feel like your debt is forever? Well, it may not be. Your debt may outlast you, but in some cases, your debt goes away after you die. … Read More
Why prices change faster than your feelings
We have feelings and beliefs about what prices should be. These can change, but when prices change faster, it creates problems for us. … Read More