3 reasons to ignore your bank’s spending categories

You should decide your own categories based on your specific situation. Also, your bank will always be wrong. … Read More

Lynn Cove Viaduct

Why not just track all of your spending as a single category?

I believe that everyone can optimize their spending habits, and without much in the way of sacrifice. I didn’t say “zero sacrifice”. We can’t all jet off to Hawaii whenever we want it. (Not without consequence, anyway.) But I also … Read MoreRead More

Blue corner

What to do when you have extra category money at the end of the month

At the most recent gathering of the Portland Integrative Finance Community (join for free here), we had a frank and engaging discussion about the challenges and the benefits of tracking your expenses each and every month, something I’ve done for … Read MoreRead More