Some people resist the idea that they should track their spending forever. But what else gives so much benefit for a small amount of work? … Read More
budgeting
Better financial habits are easier when you stop using credit cards
The simple act of not using credit cards will naturally lead you into all sorts of other better financial habits too. … Read More
Pouring the jug: How to handle when your income is irregular
I propose an allegory and model for thinking about how to deal with irregular income in a way that will help you reduce risk and uncertainty. … Read More
What if you hate spreadsheets?
For those who want to track their spending but who hate spreadsheets, fear not, as you have multiple options. … Read More
3 reasons to ignore your bank’s spending categories
You should decide your own categories based on your specific situation. Also, your bank will always be wrong. … Read More
