Awareness

Smart speakers are terrible for your finances

I discuss smart speakers and how easy it is to spend money unintentionally (and potentially recklessly) with them. Leading the list on the worst blog ideas for me to write would be one with reviews of the latest tech gadgets. … Read MoreRead More

Five reasons why my approach is better than Dave Ramsey

I discuss the many shortcomings of the Dave Ramsey approach to personal finance, and show better ways to help more people. I’ve mentioned Dave Ramsey numerous times over the years. I’m not here to bash Dave, at least not without … Read MoreRead More

Beyond the Debt Snowball: Other ways to pay off debt (and are they worth it?)

I look at some non-traditional methods of paying off debt to see if they are any better than the Debt Snowball method. The problem: you have multiple debts, all with varying amounts, interest rates, and payback timelines. Some are secured … Read MoreRead More

You cheat not only the game but yourself when you don’t track all your spending

The meme “You cheated not only the game but yourself” applies equally well to when you hide certain purchases from your spending tracking. I don’t know how up you are on your Twitch streamers, but I quite enjoy watching certain … Read MoreRead More

Why we live in a Squid Game economy

I look at “Squid Game” and see the failings of our own economy, as well as lessons on what we could do to create more wealth for all. By now you’ve probably either watched Squid Game, the hit series on … Read MoreRead More

Amazon Prime doesn’t save you money

You may think you’re getting one over on them when you have Amazon Prime, but Amazon is laughing all the way to the bank. I want you to cancel your Amazon Prime subscription. I don’t say this because I hate … Read MoreRead More

How a children’s TV show taught me about compound interest

I discuss a skit from Square One Television involving a doubling allowance to show how our brains can’t grasp how compound interest works. There are some random things that stick in a kid’s brain. I remember a movie called The … Read MoreRead More

More earnings than contributions: your next retirement tipping point

I finally achieve the point in my retirement savings where I have more earnings than I do contributions, and I talk about what this means. I started my first Roth IRA when I was two years out of college. At … Read MoreRead More

Entrepreneurs, are you also focusing on your personal finances?

Entrepreneurs, especially solopreneurs, can end up neglecting their personal finances, to the detriment of both their business and life. I can still remember the coaching session with a client who owned his own business. I asked him what his income … Read MoreRead More

America back to normal: Compassion fatigue and the end of unemployment benefits

As the pandemic rages and unemployment benefits are ending, I talk about how to view the situation and what you can do for yourself. In March 2020, in response to this new pandemic that was causing people to get uncontrollably … Read MoreRead More