Radical Finances

Simple millionaire steps: Max out your Roth IRA

The simplest and most flexible way to build millionaire-level investment wealth is through the Roth IRA. If you can max it out, you should. … Read More

Roth, IRA, 401(k), oh my! How to figure out where to put your investment money

If you’re confused about where to put your investments and in what order, I break it down to a simple order. … Read More

What to do when you’re paid biweekly

You’re not getting bonus checks, even if it feels like you are. But getting paid biweekly gives you an chance to ensure some serious savings. When people get paid a regular income, it can happen at various frequencies, but there … Read MoreRead More

2022 in review: Best posts of the year

I recap the best posts of 2022, including the ones my readers liked and the ones I’m most proud of. Happy end of the year! It’s been a good year for me. After more than two years of work, I … Read MoreRead More

The data is in: You can’t beat the market

I look at S&P SPIVA scorecards for mutual funds, which confirm what we already knew about investing: that you can’t beat the market. Note: I’m not a financial advisor. I don’t offer financial (or legal) advice. My job is to … Read MoreRead More

How to stay motivated when paying off a mortgage

Creating little milestones will help you stay motivated and give you a sense of accomplishment, even if your mortgage takes years to pay off. I logged into my mortgage account this month and saw something very exciting: Do you see … Read MoreRead More

How to write 750,000 words: 10 years of Empathic Finance

I reflect on ten years of blogging, working to help people succeed with their finances and live a more authentic and radical life. On November 12, 2012, I was in a hostel on the big island in Hawaii. While on … Read MoreRead More

How to rollover your 401(k) to Fidelity

I explore the process of doing a rollover of a 401(k) to an IRA at Fidelity Investments for the first time. UPDATE: Added in details on whether you are rolling over pre-tax funds or Roth funds. I’ve been taking a … Read MoreRead More

Sign up for student loan debt relief right now

Student loan debt relief is here, but Republicans are trying to stop it from happening. You should sign up now anyway. In August of this year, President Biden announced that millions of people would be getting some or all of … Read MoreRead More

Are you ready to lose your job?

Most of the important steps you need to take to handle a job loss happen before you lose your job. Here are those steps. A few years ago, I was let go from my full-time job. It had nothing to … Read MoreRead More