I finally achieve the point in my retirement savings where I have more earnings than I do contributions, and I talk about what this means. I started my first Roth IRA when I was two years out of college. At … Read More … Read More
Being able to envision what it would be like to be free from debt can help motivate you to take the steps necessary to make it a reality. For many, debt is a way of life. Or rather, it has … Read More … Read More
An overview of the first steps on the path to financial wellness, aimed at those who are just getting started. Recently, I was asked about what to do if you’re just getting started thinking about working on your finances. This … Read More … Read More
Despite the rise in price of Bitcoin, I urge caution against you trying to get rich quick, plus what you need to do before buying any crypto. Wow is Bitcoin trending in the news. First it was Bitcoin’s meteoric rise … Read More … Read More
I review You Need a Budget (YNAB) after having tried it for the very first time, and offer my thoughts on the service. “What money apps do you recommend I use?” is a question I get a fair amount. It’s … Read More … Read More
While current political discussions in the U.S. involve whether to raise the $15 minimum wage, I argue that that doesn’t go far enough. I’ve been watching the recent political wrangling around the new federal economic relief bill. Looks like now … Read More … Read More
If you’re trying to pay off debt without making sure that you’ve done all the necessary work first, you’ll never make any progress. Debt looms large in our financial thoughts. For example, in a list of 50 hashtags in the … Read More … Read More
While in a perfect world I would offer my services pro bono, charging for money coaching will more likely ensure your own success. I recently had someone reach out to me and, in effect, ask me to justify my rates. … Read More … Read More
A look back at the best posts of 2020 on this site, including both my favorites and the ones readers viewed most. It has been a year of changes, to say the least. I went full-time as a money coach, … Read More … Read More
The creator of the “4% rule” for safe retirement portfolio withdrawals doesn’t even believe in 4% anymore. That’s good news, as the actual safer percentage appears to be higher. So you’ve spent decades of your life building up a sizable … Read More … Read More
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