Blog

Blog

Musings on personal finance and more. Not written with AI since 2012.

You are no longer allowed to say you didn’t know your college degree wouldn’t pay off

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  College tuition in the US rises somewhere in the vicinity of 7% a year. Wage inflation rises between 1%-4%, depending on the source you consult and how good a year we’re having. This is clearly, mathematically unsustainable. You don’t … Read More … Read More

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How to do college wrong

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  There were parts of college that I did pretty stupidly. I mean, I guess everyone is stupid in college in some way, but I mean that I made some decisions (or rather, didn’t make some decisions) that I would … Read More … Read More

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How entering the job market during a downturn is like a disability

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  Media likes to talk about “Millennials“. And there’s nothing that is said about them that isn’t a total contradiction. Are they slackers who just want to pursue their dreams without having to pay any dues? Or are they all … Read More … Read More

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Income, Bills, and Expenses: a glossary

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  I often capitalize three specific words when talking about personal finance: Income, Bills, and Expenses. I’ve defined these ideas in different posts throughout the history of this site, but I’ve found that I haven’t actually devoted a place to … Read More … Read More

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The necessity of being a millionaire

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  So I talked about how being a millionaire is both more achievable and less meaningful than ever before. In fact, I’ll go even further by saying that for many of us, it’s also effectively mandatory. Yes, I’m saying that … Read More … Read More

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How to succeed at your first month of budgeting

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  Let’s say you finally decided to make a change and create a budget for your finances. Perhaps you’ve become suitably inspired, or, like the parable of the burning building, the alternative had become that much worse. So what do … Read More … Read More

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My unconventional attendance at World Domination Summit 2015

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  The World Domination Summit is a yearly conference in Portland that asks the question, “How can we live a remarkable life in a conventional world?“ For those who would like a refresher, I’ve written about WDS before in years … Read More … Read More

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The banality of being a millionaire

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  There are few words associated with money that are more romantic than “millionaire“. Just the very mention of the word brings to my mind giant villas overlooking a sunny sea. But I want us to take a closer look at … Read More … Read More

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Does it really matter how much your time is worth?

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  How many times have you been a part of a conversation that went something like this? “I was going to take the bus because it was only $18, but it would have taken 6 hours. Then I saw that flying … Read More … Read More

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A month of living cash-only

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  I’ve talked about how to spend money. When you think about it, it’s a surprisingly complex decision, and one that takes place many times a day. I’ve hammered home the point about the dangers of putting everyday spending on … Read More … Read More

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