Spending can often be seen as a tension between “needs” and “wants”, but aside from a few exceptions everything is a “want”. And that’s okay. … Read More
Blog
Blog
Musings on personal finance and more. Not written with AI since 2012.
Would you even want to earn $1 million a year?
How massive income (like $1 million a year) sounds great in theory, until you learn what you need to do to get there. … Read More
It’s not enough to deposit money in your investment accounts
If you just deposit money in your investment account’s settlement fund and stop there, it could cost you hundreds of thousands of dollars. … Read More
Hurting the poor: Another case against credit cards
You may think that by paying off credit cards that the only one that loses is the credit card company. But interchange fees say otherwise. … Read More
Your funds are safe: Why the FDIC is amazing
A bank run and collapse just reaffirms why the Federal Deposit Insurance Corporation (FDIC) is an amazing benefit to consumers. … Read More
Follow the M-Path: My new group coaching class
I’m proud to introduce a brand new group coaching class, a new way for people to develop financial skills, leave money anxiety behind forever, and build community. … Read More
Simple millionaire steps: Max out your Roth IRA
The simplest and most flexible way to build millionaire-level investment wealth is through the Roth IRA. If you can max it out, you should. … Read More
Roth, IRA, 401(k), oh my! How to figure out where to put your investment money
If you’re confused about where to put your investments and in what order, I break it down to a simple order. … Read More
