You may think that by paying off credit cards that the only one that loses is the credit card company. But interchange fees say otherwise. … Read More
Blog
Blog
Musings on personal finance and more. Not written with AI since 2012.
Your funds are safe: Why the FDIC is amazing
A bank run and collapse just reaffirms why the Federal Deposit Insurance Corporation (FDIC) is an amazing benefit to consumers. … Read More
Follow the M-Path: My new group coaching class
I’m proud to introduce a brand new group coaching class, a new way for people to develop financial skills, leave money anxiety behind forever, and build community. … Read More
Simple millionaire steps: Max out your Roth IRA
The simplest and most flexible way to build millionaire-level investment wealth is through the Roth IRA. If you can max it out, you should. … Read More
Roth, IRA, 401(k), oh my! How to figure out where to put your investment money
If you’re confused about where to put your investments and in what order, I break it down to a simple order. … Read More
There is no failure in financial wellness
Going Plaid: Would you give up your bank login credentials?
A service called Plaid wants to connect to your bank account with your username and password. What could possibly go wrong? Another day, another Silicon Valley company that seeks to take a system that functioned and insert themselves into it, … Read More … Read More
How not sharing all finances can reduce conflict in your relationships
Sharing all finances with a partner is a viable strategy, but it comes with the risk of conflict, such that it might not be worth it. I once heard a story about a married couple. They had an “All-In” agreement … Read More … Read More
Your tech job is not secure
The tech sector has started embarking on widescale job layoffs, which is as unfortunate as it is completely expected. Congrats! There’s a good chance that you’ve been laid off recently. This is especially true in the tech sector, where, according … Read More … Read More
Knowing is better than not knowing
Avoidance is common is personal financial matters, but even though it’s momentarily painful, it’s always better to know where you stand. One of the most common stances that people have toward money is avoidance. It’s so common that I have … Read More … Read More