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Musings on personal finance and more...

How therapists can help clients with money (and earn continuing education credit too)

I announce my new money wellness course for therapists where you can earn continuing education (CE) credit hours I am not a therapist, but my work overlaps with mental health practitioners in many ways. While many financial professionals will just … Read More

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93 ways to use your money to support access to abortion and reproductive rights

Click any link in this article to help women exercise their reproductive rights (and get abortions if that is their choice). Money is political. I’ve said this so many times. To abstain from political thought or discourse is an inherently … Read More

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This is why you don’t want an adjustable rate mortgage (or private student loans)

An adjustable rate mortgage seems like a good idea, but when interest rates start to rise, you’re going to regret your choice. This past week, the Federal Reserve raised its benchmark interest rate by three-quarters of a percent. The last … Read More

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Do you spend your account down to zero each month?

If you plan your spending in a given month by checking if your balance is zero, you’re missing out on some wealth-building strategies. How much money do you have in your bank account? Obviously that’s a thing that varies over … Read MoreRead More

How to know if a large purchase is affordable

People often think only of the per-month cost when determining what they can afford, but that can be an expensive mistake. Can you afford it? It’s a simple question on its face, but the more you dig into it, the … Read MoreRead More

How to reduce money conflicts on vacation

Vacation can be stressful, especially when not everyone has the same impulses when it comes to spending. But you can reduce money conflicts. Traveling can be stressful in lots of ways. In normal times, there’s the stress of getting from … Read MoreRead More

Why you shouldn’t panic when mortgage rates rise

Mortgage interest rates are rising, but rushing to buy a home before prices rise further will lead only to worse financial challenges. I’ve always thought of homeownership as a kind of train. As renters, you’re running behind it, trying to … Read MoreRead More

Why you can’t invest in crypto

Many people think that they are investing in cryptocurrencies, but they are wrong, because the very nature of crypto makes this impossible. When it comes to crypto, most people fall into a few categories: “I keep hearing about it, but … Read MoreRead More

Why you should get a refund and not store credit

When you make a return, many retailers want to refund your money to store credit or a gift card, but here’s why you don’t want to do that. I had to return an item the other day on Amazon. It … Read MoreRead More

You paid your student loans. Others won’t. How is that for you?

Hearing of borrowers getting their student loans forgiven can be hard for those who paid all of theirs off, but here’s why it’s good for you. With regularity, there are stories coming out that more and more people are having … Read MoreRead More

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