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Blog

Musings on personal finance and more...

Sign up for student loan debt relief right now

Student loan debt relief is here, but Republicans are trying to stop it from happening. You should sign up now anyway. In August of this year, President Biden announced that millions of people would be getting some or all of … Read MoreRead More

Air cargo: The best way to ship your stuff

My experience shipping packages via Alaska Air Cargo and becoming a TSA Known Shipper was amazing, and I’d recommend it for everyone. A few years ago, I had a need to ship a bunch of boxes from my mom’s house … Read MoreRead More

Is it too late to buy a home?

With rising mortgage rates, some people may be wondering if it’s too late for them to buy a home. I believe that is the wrong question to ask. You’ve doubtlessly noticed how everything is getting more expensive, whether it’s food, … Read MoreRead More

Why you don’t charge what you’re worth

As a therapist or other private practitioner, you may struggle to charge enough for your services, but here’s why you should raise your rates. I’ve been enjoying giving my continuing education class for therapists on financial wellness in the therapeutic … Read MoreRead More

Are you ready to lose your job?

Most of the important steps you need to take to handle a job loss happen before you lose your job. Here are those steps. A few years ago, I was let go from my full-time job. It had nothing to … Read MoreRead More

Why we believe people are rich or poor is changing

I look at three studies by the Pew Research Center on how our beliefs on why people are rich or poor are evolving, and in a promising way. I know in my heart of hearts that the vast majority of … Read MoreRead More

Is it safe to put your money in stablecoins?

I look at cryptocurrency stablecoins and how they are used, and compare them to the original stablecoin, the U.S. dollar. I don’t know if you know this, but I’ve started syndicating all my content over on Medium. You can subscribe … Read MoreRead More

Why everything today is more unaffordable

If you think people today are finding that homes, cars, and student loans are unaffordable, well, you’re right. Have you ever watched Company Man on YouTube? His videos take a look at businesses, primarily restaurants, and talks about how they … Read MoreRead More

Student loan forgiveness is happening: Why it’s amazing (and futile?)

I respond to the recent announcement of student loan forgiveness by the Biden administration. By now you’ve all heard the news: the Biden administration announced a $10,000 reduction in the balances of student loans for some borrowers, and $20,000 reduction … Read More

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Why do we care about the stock market’s daily moves?

There is no practical reason for most people to follow the up and down moves of the stock market, and plenty of reason to ignore all of it. I listen to NPR a fair amount, mostly when I’m in the … Read MoreRead More

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