Spirit Airlines and other ultra-low-cost carriers may claim to offer a great value, but their low cost model carries higher risk to you. … Read More
Blog
Blog
Musings on personal finance and more. Not written with AI since 2012.
Why financial coaching is like therapy
The reasons why people seek out therapy and counseling are very similar to why we all would benefit from seeing a financial coach. … Read More
It’s not what you think: Store closings and retail crime
Recent store closings said to be due to theft and organized retail crime are misleading, meant to shift blame away from the businesses. … Read More
How to not spend a lot at restaurants
Spending more intentionally will allow you not only to enjoy restaurants more, but also enjoy them more frequently. … Read More
How The Rule of 55 gives you more retirement flexibility
The Rule of 55 allows you to take penalty-free retirement distributions, giving you increased flexibility even in adverse circumstances. … Read More
How PayPal keeps you safer when using a debit card
PayPal eliminates the risk of fraud by safeguarding your payment information online, making paying with a debit card just as safe as anything. … Read More
Should you borrow from your 401(k)?
A 401(k) loan is an enticing prospect during financial hardship, and may seem more preferable than a withdrawal, but the risks are vast. … Read More
Did credit cards ever make financial sense?
The original purpose of credit cards, to buy something without paying for it yet, was never a good financial decision. … Read More
Pouring the jug: How to handle when your income is irregular
I propose an allegory and model for thinking about how to deal with irregular income in a way that will help you reduce risk and uncertainty. … Read More