Radical Finances

Why having more money won’t simplify your life

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  You may think that making more money will solve some of your problems. And you’re right. That’s certainly what I’ve found in my life. But when that happened, I found that new problems were created, greater in number than … Read More … Read More

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But keeping track of expenses is hard!

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  I have suggested that you keep track of your expenses as they occur throughout the month. This raises some eyebrows, and questions are often asked. But instead of a standard FAQ, I thought it might be more fun to … Read More … Read More

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The secret life of your money

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The most important way to control your money is to first know what it’s doing. Once you know that, only then can you manage it effectively. Your money has a secret life. You may think that you don’t know this, … Read More … Read More

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What to do when you go over budget

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  You would think because I do financial coaching and talk about money a bunch, that I’d be an ace at it and never have any problems. Alas, you would be wrong. … Read More

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A conversation about debt

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(My friend Saul of Hearts recently posted an article about his experiences with leveraging debt. As I thought it was an interesting take on a subject that I have some strong feelings about, we talked about me writing a response … Read More … Read More

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Why keeping a budget is just like getting a raise

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  I want you to keep track of what you earn and spend. But why? Is it a deep-seated need to assign homework? No way. Do I want you to become obsessed with your budget and spend hours and hours … Read More … Read More

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Why Charles Dickens’ Micawber was only half right

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  I will rarely quote Charles Dickens, but here’s a great quote from David Copperfield by the character Wilkins Micawber: “Annual income twenty pounds, annual expenditure nineteen pounds nineteen and six, result happiness. Annual income twenty pounds, annual expenditure twenty … Read More … Read More

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What do you value?

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  Joe Biden, the current US Vice President as of the time of writing (and possibly the most famous person from Delaware), is on record with a great quote: “Don’t tell me what you value. Show me your budget, and … Read More … Read More

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How much float do you need?

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  In my last post, I talked about the importance of having “float” in your checking account. Float is that extra cushion of money in your account that’s above and beyond the money that comes in from your income. The … Read More … Read More

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