What are your big money moves?

I discuss the high-level “money moves”, the important decisions you can make that will be the most impactful in your financial life. I hope by this point you’re not under the belief that just by cutting out coffee or by … Read MoreRead More

Fancy cars

When is it time to buy a new car?

Never. Okay okay, I’ll resist the easy joke. Is there a case for buying a new car? Sure there is. There just isn’t much of one. And it probably doesn’t apply to you. … Read More

Tow truck

When is it time to buy your next car?

Everyone seems to drive a nicer car than you. They’re all newer than yours too. Cars are such an extension of our selves in this auto-obsessed country of ours, which is unfortunate, because cars often have an inverse effect on … Read MoreRead More

Space Mountain

Here’s how I’m going to get a Tesla

I’m not a “car guy”. I understand that there’s an aesthetic about “acceleration” and “handling”, and how a car “feels”, but I’ve always just wanted one to get me from A to B in relative comfort and without breaking down. When … Read MoreRead More

How to choose a deductible

  WARNING: This post contains math. My car was hit the other day. We got a freak snow storm here in normally-rainy Portland, and people do not know how to handle driving in this weather. (To be fair, Oregon doesn’t salt … Read MoreRead More

Electric cars and other answers to the wrong questions

  So it turns out there are lots of reasons why people would take public transit if they didn’t have to. You may have noticed that I omitted a discussion of the environmental benefits for public transit. There were a few reasons … Read MoreRead More

Who is responsible when a pedestrian is killed?

  My neighbor in New York City was killed a few years ago. She was riding home on her bicycle, and was hit by someone driving an SUV. Criminal charges were never filed against the driver, though he was sued … Read MoreRead More

You can determine how much things cost

  If I told you that you could have something you really wanted for $600, but you could also have it for $19 a month for three years, which one would you choose? If you chose the latter, I invite … Read MoreRead More

Is there ever a reason to buy a new car?

  New cars are alluring. Who can deny that? The combination of something being all new, mixed with the sense of freedom (real or imagined) creates an intoxication that is hard to resist. Notice I said “intoxication.” Like lots of … Read MoreRead More

Ignore interest rates on debt

  “This card has a 12% APR.” “My student loan is fixed at 5%.” “I can get a new car with a 0% interest loan.” Interest rates are talked about quite often when it comes to financial matters. Mostly, this … Read MoreRead More