Radical Finances

Occam, your investing advisor

  I was talking with a friend who had recently decided to go back to school. One can’t discuss school for very long without the subject of loans coming up, and my friend indicated that he would indeed be taking … Read MoreRead More

Why it may be worth spending more for simplicity

  (Meta-note: 100th post!) I was having dinner with a friend recently, and at one point we started reeling off the “obvious” pithy financial wisdom we knew. Things like “spend less than you make” “invest in index funds” “avoid fees,” … Read MoreRead More

You can determine how much things cost

  If I told you that you could have something you really wanted for $600, but you could also have it for $19 a month for three years, which one would you choose? If you chose the latter, I invite … Read MoreRead More

I don’t pay bills

  …and you shouldn’t either. Here’s why: … Read More

Please don’t play the lottery

  I was waiting for a bus a few days ago. I was the only one there, save for another guy, maybe 40’s or 50’s looking, a bit haggard, but dressed well. He was smoking and attacking a scratch card … Read MoreRead More

Draw your money graph

  If you are like most people, you think visually. A table of values might be nice to look at, but it doesn’t have the same impact of those values plotted in a visual way. So it should surprise no … Read MoreRead More

How would you handle a loss of income?

  The local free paper in town recently did a story on the local homeless population, interviewing a few of them and getting their own individual stories rather than treating them as one faceless mass. Today, I was reading the … Read MoreRead More

Why having more money won’t simplify your life

  You may think that making more money will solve some of your problems. And you’re right. That’s certainly what I’ve found in my life. But when that happened, I found that new problems were created, greater in number than … Read MoreRead More

But keeping track of expenses is hard!

  I have suggested that you keep track of your expenses as they occur throughout the month. This raises some eyebrows, and questions are often asked. But instead of a standard FAQ, I thought it might be more fun to … Read MoreRead More

The secret life of your money

The most important way to control your money is to first know what it’s doing. Once you know that, only then can you manage it effectively. Your money has a secret life. You may think that you don’t know this, … Read MoreRead More