Radical Finances

Is there ever a reason to buy a new car?

Posted by on | Featured

  New cars are alluring. Who can deny that? The combination of something being all new, mixed with the sense of freedom (real or imagined) creates an intoxication that is hard to resist. Notice I said “intoxication.” Like lots of … Read More … Read More

Tags: , , ,

Ignore interest rates on debt

Posted by on | Featured

  “This card has a 12% APR.” “My student loan is fixed at 5%.” “I can get a new car with a 0% interest loan.” Interest rates are talked about quite often when it comes to financial matters. Mostly, this … Read More … Read More

Tags: , , , , ,

Run the numbers after your trip

Posted by on | Featured

  When I come back from a long trip, I tend to do three things: Sleep copiously (though not necessarily in the correct hours for my current time zone) Dump the contents of my bag either into the trash or … Read More … Read More

Tags: ,

How to determine how much money you need to travel

Posted by on | Featured

  Warning: this post contains math. I want to expand on a point I made last time about reasons people don’t travel: namely not having enough money. I’ve been having an ongoing conversation where I’m trying to convince someone to … Read More … Read More

Tags: , , , ,

Fool yourself into savings

Posted by on | Featured

  I’ve been preparing for my latest adventure recently. And while this involves things like digging out my passport, buying travel guides, and maybe booking some lodging (I always wait until the last minute on this), one of the more … Read More … Read More

Tags: , ,

Is there such a thing as good debt?

Posted by on | Featured

  I said it for years: “…but it’s good debt.” More specifically: “I have [a stupid amount] in student loan debt, but it’s okay, because it’s good debt. I mean, at least it’s not credit card debt.” One day, though, … Read More … Read More

Tags: , ,

Do you need to wear a suit to be seen as successful?

Posted by on | Featured

  I attended a “speed networking” event recently. This was a fundamentally new experience for me (both the “speed” and the “networking” aspect) but it was hosted by a guy I knew from the Art of Non-Conformity community, so it … Read More … Read More

Tags: , ,

How credit cards are like alcohol

Posted by on | Featured

  Alcohol is dangerous; would anyone disagree? For me, while it’s something I’ve used from time to time, it’s never been something that I’ve felt like I had a problem with. I don’t have to keep going when I start. … Read More … Read More

Tags: , , ,

Your electronics buying guide

Posted by on | Featured

  My MP3 player died recently. It died a valiant death after a good seven years of use. Actually, it was closer to a decade, since I bought it used. And while I was sad, I can’t say that I … Read More … Read More

Tags: , ,

Your credit card company thanks you for your generous donation

Posted by on | Featured

  Dearest cardholder, On behalf of everyone here, we want to thank you for your support and donations this year. While the recession has produced a drop in giving over the past few years after its peak in 2007, your … Read More … Read More

Tags: , ,