Radical Finances

Why would anyone buy loaded mutual funds?

  One of my first rules of investing is: don’t invest in anything that you don’t understand. As we all need to be investing experts, this carries a certain weight with me. And while the answer to “what should I … Read MoreRead More

Beware of induced spending (or the perils of credit card travel benefits)

  I read lots of travel hacking blogs, as I’ve mentioned many times. And because sometimes travel hacking blogs seem more like credit card sales pages, I ingest many marketing messages on a regular basis. So when I was writing … Read MoreRead More

Year in review 2013: Your top 10 favorite posts

  This site is as much about you as it is about me, so coming off the heels of my top 10 favorite posts for the year, I thought I would also highlight your top 10 favorite posts. As I … Read MoreRead More

Year in review 2013: My top 10 favorite posts

  With the year closing out, I thought it would be fun to highlight some of my favorite posts from this year that you may have missed. With two posts a week, that’s over 100 posts, so I’m sure new … Read MoreRead More

How the handle the stress of budgeting

  I last talked about bare-bones living, and how it requires extra attention and care. But when you’re living so close to the edge, you’re dealing with a lot of stress as it is. So it can be tempting to … Read MoreRead More

How to live on a very tight budget

  I talk a lot about various ways to get your financial life in line. This isn’t because I think that money is the most important thing, or that we should spend a lot of time on it in our … Read MoreRead More

Why overdraft charges are okay (but unecessary)

  Overdraft charges are the great irony of banking. You get charged a fee when you try to make a purchase and you don’t have sufficient money in your account. It would almost be a joke if it weren’t so … Read MoreRead More

Why using sinking funds is a revolutionary act

  A sinking fund, as I talked about before, is a way of saving up for large expenses in advance. It’s a kind of a quaint, old-timey way of doing things, which might be why it appeals to me. A … Read MoreRead More

Rise up with a sinking fund

  I found out that my car needed some work recently. My mechanic quoted me a figure that initially made me stagger a bit. I don’t know why I was surprised, as anything having to do with a car that’s … Read MoreRead More

Why you must become an investing expert

  Talking about investing tends to bring out some strong feelings in people, often negative. “I hate it!” is a common refrain. “I don’t want to have to deal with it” is another. Now, I’m sympathetic, as all my life I’ve … Read MoreRead More