In my discussion about how to pay off your debt, I mentioned how there were primarily two schools of thought: pay off the highest interest rate first, or pay off the smallest debt first (a.k.a. “the debt snowball”). The … Read More … Read More
Radical Finances
How to figure out which debt to pay off first
If you’re like most people, you have a few credit cards here and there, maybe a student loan payment, and perhaps a car payment. In addition, maybe you own a house and have a mortgage payment. That’s a lot … Read More … Read More
Forget your credit score (but learn from it)
I consider myself pretty hard to incite, but our collective focus on our “credit score” can be very frustrating. I think we focus way too much on our credit score, and it leads us to make decisions for the … Read More … Read More
How to spend money
You grab the items off the shelf and bring them to the counter. You hand them to the cashier, who scans it and then tells you how much it costs. The cashier then looks at you, expectantly. How do … Read More … Read More
Why would anyone buy loaded mutual funds?
One of my first rules of investing is: don’t invest in anything that you don’t understand. As we all need to be investing experts, this carries a certain weight with me. And while the answer to “what should I … Read More … Read More
Beware of induced spending (or the perils of credit card travel benefits)
I read lots of travel hacking blogs, as I’ve mentioned many times. And because sometimes travel hacking blogs seem more like credit card sales pages, I ingest many marketing messages on a regular basis. So when I was writing … Read More … Read More
Year in review 2013: Your top 10 favorite posts
This site is as much about you as it is about me, so coming off the heels of my top 10 favorite posts for the year, I thought I would also highlight your top 10 favorite posts. As I … Read More … Read More
Year in review 2013: My top 10 favorite posts
With the year closing out, I thought it would be fun to highlight some of my favorite posts from this year that you may have missed. With two posts a week, that’s over 100 posts, so I’m sure new … Read More … Read More
How the handle the stress of budgeting
How to live on a very tight budget
I talk a lot about various ways to get your financial life in line. This isn’t because I think that money is the most important thing, or that we should spend a lot of time on it in our … Read More … Read More