“You could totally make a business out of that.” I was explaining the various details of my upcoming mileage run to my dinner companion. She must have noticed the wildness in my eyes as I talked excitedly about connections, … Read More … Read More
Radical Finances
Christmas is always in December, or why to plan for holidays
How to plan for yearly bills
Recently, I had a number of large bills come due at the same time. My web hosting service (that contains this site) came due, and I always renew for as long a time as possible (to get the best … Read More … Read More
Spend more for food
When I lived in New York City, money was a big concern, and food was a big part of that. I never went out to restaurants, and in fact the once-monthly trip to the grocery store was a big … Read More … Read More
Why the Home Depot and Target breaches aren’t an argument for using credit cards
Another month, another major retailer announces that their internal records have been hacked, and their customer credit/debit card accounts stolen. This time it was 60 million accounts, making it the biggest breach ever. I was at dinner the other … Read More … Read More
Get my new e-book: Stick It To The Man!
Don’t invest until you understand
Five reasons why you can’t afford to buy a home
It seems like lots of people I talk to these days are thinking about buying a home. Perhaps it’s the season, or the particular intersection of age and socio-economic background in the circles I travel in. Perhaps it’s coincidence. … Read More … Read More
The complicated ethics of peer-to-peer lending
“If you lend money to one of my people among you who is needy, do not be like a moneylender; charge him no interest.” – Exodus 22:25 “Neither a borrower nor a lender be, For loan oft loses both … Read More … Read More
Don’t plan for a 12% return (but earn it anyway)
WARNING: This post contains math. How much return do you expect to make on your stock market investments? (Don’t say zero.) There are those who will say that you can expect to earn a 12% return on your investments … Read More … Read More