Radical Finances

How couples can combine their finances

Posted by Mike Pumphrey on June 8, 2015 | Featured

So, you found that special someone, and decided to take the leap, either toward cohabitation, or civil union, or marriage, or anything that merits the phrase “take the leap“. Congrats! I bet one thing you’re not thinking about in all … Read More … Read More

Tags: budget, budgeting, couples, plans

What is the purpose of a refundable airline ticket?

Posted by Mike Pumphrey on June 1, 2015 | Featured

I always want to write about topics that are interesting and useful to my readers, but I also know that everyone is at different places. Some people are working on getting out of debt, so things like investing and … Read More … Read More

Tags: airlines, flying, refunds, tickets

The temptation

Posted by Mike Pumphrey on April 16, 2015 | Featured

Every one has something that puts a gleam in their eye, that makes their resolve waiver. When you see it, you want it, and you’re likely to find any rationalization to get it. You may think that for me, … Read More … Read More

Tags: Morey's Piers, roller coasters, temptation, Wildwood

Why AwardWallet and not Mint?

Posted by Mike Pumphrey on April 13, 2015 | Featured

Over the last few posts, I’ve talked about how unnecessary (and potentially perilous) tracking your spending using an online service can be. The most popular of these services, bar none, is Mint. And sure enough, comments showed up extolling … Read More … Read More

Tags: AwardWallet, Mint, passwords

Low-tech alternatives to using an online budget-tracking service

Posted by Mike Pumphrey on April 9, 2015 | Featured

I admit that when you’re new to something, it’s easy to get overwhelmed and not know where to start. “Just tell me what to do” is a common refrain in this situation (which explains diet books, and I’m not … Read More … Read More

Tags: budget, budgeting, spreadsheets

In-app-ropriate: don’t use an online service to track your spending

Posted by Mike Pumphrey on April 6, 2015 | Featured

There are numerous sites and apps where you can sign up to manage your money, track your spending, and all of that. From what I’ve seen, they range from okay to horrendous, depending on what their angle is (and … Read More … Read More

Tags: bank accounts, budget, budgeting, credit cards, Glen Phillips, online, Toad the Wet Sprocket

Conferring with the enemy (Part 2): Fulfilling minimum spend requirements on a credit card

Posted by Mike Pumphrey on March 26, 2015 | Featured

All posts in this series: Conferring with the enemy (Part 1): A credit card for a travel plan Conferring with the enemy (Part 2): Fulfilling minimum spend requirements on a credit card Conferring with the enemy (Part 3): The waiting (for … Read More … Read More

Tags: award travel, credit cards, groceries, spending

Conferring with the enemy (Part 1): A credit card for a travel plan

Posted by Mike Pumphrey on March 23, 2015 | Featured

Tags: aer lingus, avios, award travel, Boston, british airways, credit cards, Dublin, flights, London, planning

Spend a third less on medical expenses

Posted by Mike Pumphrey on March 16, 2015 | Featured

If I told you that you could spend up to a third less on your medical expenses, would you be interested? Well you can. It’s called the Flexible Spending Account (FSA), and it’s usually available through employers. This is … Read More … Read More

Tags: expenses, flexible spending account, medical, self-employment

Track or you will fail

Posted by Mike Pumphrey on February 2, 2015 | Featured

I’ve been reading Tim Ferriss’s “The 4-Hour Body” recently. Perhaps I’ve been caught up in the New Year’s wave of health resolutions (though it may just be a coincidence, as I’m a year-round gym-goer) but I’ve recently thought that … Read More … Read More

Tags: calories, diet, expenses, food, Tim Ferriss, tracking

Radical Finances

How couples can combine their finances

What is the purpose of a refundable airline ticket?

The temptation

Why AwardWallet and not Mint?

Low-tech alternatives to using an online budget-tracking service

In-app-ropriate: don’t use an online service to track your spending

Conferring with the enemy (Part 2): Fulfilling minimum spend requirements on a credit card

Conferring with the enemy (Part 1): A credit card for a travel plan

Spend a third less on medical expenses

Track or you will fail

Empathic Finance - Mike Pumphrey, AFC®

Helping therapists and helping professionals thrive with money and eliminate financial anxiety forever.

What I offer

Learn more

Contact Info

Socialize