Radical Finances

How to live rent-free

  If you rent your living space, it’s probably your largest recurring bill. By a fairly significant margin. (Or, at least I hope it is. If it’s not, either you’ve got a great living situation, or you’re in big trouble. … Read MoreRead More

What do “social insurance programs” have to do with personal finance?

Last time, I wrote about someone who claimed that all of the important personal finance tenets could fit on an index card. And who then produced that index card. It contained nine ideas or suggestions, eight of which I tackled in … Read MoreRead More

Can everything you need to know about personal finance fit on an index card?

  Two years ago, there was an article about someone who wrote down all of the important personal financial advice onto an index card. The theory being that everything important that you needed to know was simple, and that all the … Read MoreRead More

Why not to get the London Pass (or any multiple attraction ticket)

  It’s a standard part of the American vacation: We only have limited time, so let’s try and see as much as possible! It’s an understandable impulse, especially if you don’t assume you will return. However, there are of course … Read MoreRead More

The surprise I got from spending only cash for a month

  For the past month, I have spent nothing but cash for all my expenses. (Bills were paid automatically.) You can read about why I did this in greater detail, but more than anything, I basically just wanted to see … Read MoreRead More

Income, Bills, and Expenses: a glossary

  I often capitalize three specific words when talking about personal finance: Income, Bills, and Expenses. I’ve defined these ideas in different posts throughout the history of this site, but I’ve found that I haven’t actually devoted a place to … Read MoreRead More

The necessity of being a millionaire

  So I talked about how being a millionaire is both more achievable and less meaningful than ever before. In fact, I’ll go even further by saying that for many of us, it’s also effectively mandatory. Yes, I’m saying that … Read MoreRead More

How to succeed at your first month of budgeting

  Let’s say you finally decided to make a change and create a budget for your finances. Perhaps you’ve become suitably inspired, or, like the parable of the burning building, the alternative had become that much worse. So what do … Read MoreRead More

The banality of being a millionaire

  There are few words associated with money that are more romantic than “millionaire“. Just the very mention of the word brings to my mind giant villas overlooking a sunny sea. But I want us to take a closer look at … Read MoreRead More

A month of living cash-only

  I’ve talked about how to spend money. When you think about it, it’s a surprisingly complex decision, and one that takes place many times a day. I’ve hammered home the point about the dangers of putting everyday spending on … Read MoreRead More