Radical Finances

How to choose a deductible

  WARNING: This post contains math. My car was hit the other day. We got a freak snow storm here in normally-rainy Portland, and people do not know how to handle driving in this weather. (To be fair, Oregon doesn’t salt … Read More … Read More

You’re surviving, but are you thriving?

  With the new year upon us, most people are detoxing from too many holiday parties, too much holiday travel, and and way too much holiday food/drink/board games (or whatever else you did to excess). I don’t begrudge anyone excess, … Read More … Read More

Meet me in Portland for a financial round-table discussion group!

  In this new year, I continue to post twice a week, every week, as I’ve done since I started this site. I do this because I believe that consistent application of effort is the best way to achieve any … Read More … Read More

Year in review 2015: Your top 10 favorite posts

  I wrote about my favorite posts for this year. But what about yours? I ran a report and came up with the ten most frequently visited posts fro this year, just like I did for 2014 and 2013. Very … Read More … Read More

Year in review 2015: My top 10 favorite posts

  Well here we are at the end of the year. At a rate of two posts per week, there have been over a hundred posts on this site since this time last year. I’m sure you haven’t read them … Read More … Read More

Why not to use flexible point currencies for earning miles

  I will continue to tell everyone to not put your every day spending on a credit card. Many of you will continue to not listen to me. So let’s assume that you’re convinced you need to use a credit … Read More … Read More

Why signing up for an accelerated mortgage payment plan is a bad idea

  Did you ever notice how when you move and submit one of those change-of-address forms, your new mailbox is automatically inundated with tons of ads for unnecessary crap? Entreaties to sign up for services like the Gravel of the … Read More … Read More

What to do about employee expenses

  I currently have a “day job”, as my own projects, such as my integrative financial coaching service, aren’t self-sustaining (yet). As part of this day job, I’m sometimes asked to travel. It’s always on the company dime, but nevertheless, it’s … Read More … Read More

Why I love it when markets tank

Dollar cost averaging (DCA) can help you weather a bear market and make money in the long run no matter how the market performs. I just fired up the local news website and saw that the Dow, that oddly insufficient … Read More … Read More

Did I take my own mortgage advice?

  So the papers are signed and the move is complete. I’ll be living out of boxes for what feels like forever, but that doesn’t matter. I’m a homeowner now. I’m also back into debt, as I have a mortgage now. … Read More … Read More