Radical Finances

The surprise I got from spending only cash for a month

  For the past month, I have spent nothing but cash for all my expenses. (Bills were paid automatically.) You can read about why I did this in greater detail, but more than anything, I basically just wanted to see … Read MoreRead More

Income, Bills, and Expenses: a glossary

  I often capitalize three specific words when talking about personal finance: Income, Bills, and Expenses. I’ve defined these ideas in different posts throughout the history of this site, but I’ve found that I haven’t actually devoted a place to … Read MoreRead More

The necessity of being a millionaire

  So I talked about how being a millionaire is both more achievable and less meaningful than ever before. In fact, I’ll go even further by saying that for many of us, it’s also effectively mandatory. Yes, I’m saying that … Read MoreRead More

How to succeed at your first month of budgeting

  Let’s say you finally decided to make a change and create a budget for your finances. Perhaps you’ve become suitably inspired, or, like the parable of the burning building, the alternative had become that much worse. So what do … Read MoreRead More

The banality of being a millionaire

  There are few words associated with money that are more romantic than “millionaire“. Just the very mention of the word brings to my mind giant villas overlooking a sunny sea. But I want us to take a closer look at … Read MoreRead More

A month of living cash-only

  I’ve talked about how to spend money. When you think about it, it’s a surprisingly complex decision, and one that takes place many times a day. I’ve hammered home the point about the dangers of putting everyday spending on … Read MoreRead More

How can I convince you to not put your spending on a credit card?

  As I never grow tired of saying, being financially aware is one of the most crucial ways to find peace in your life and achieve anything you want. Being rich isn’t the goal, but being intentional and making the … Read MoreRead More

How to combine finances when you’re non-monogamous

  So, if you’ve been following along, I talked about commingling finances for couples, and the importance of talking about dreams to get on board together. Then I hedged a bit and talked about how speaking solely of couples is inadequate, … Read MoreRead More

The importance of a shared financial strategy for couples

  In my post about how couples can combine their finances, I ended by stating that if there was any wrong answer on the many ways that such commingling was possible, it was to not talk about your strategy. If … Read MoreRead More

How couples can combine their finances

  So, you found that special someone, and decided to take the leap, either toward cohabitation, or civil union, or marriage, or anything that merits the phrase “take the leap“. Congrats! I bet one thing you’re not thinking about in all … Read MoreRead More