Not everyone can or should buy or own a home, and that’s okay, because you can still build wealth as a renter. … Read More
Radical Finances
How The Rule of 55 gives you more retirement flexibility
The Rule of 55 allows you to take penalty-free retirement distributions, giving you increased flexibility even in adverse circumstances. … Read More
How PayPal keeps you safer when using a debit card
PayPal eliminates the risk of fraud by safeguarding your payment information online, making paying with a debit card just as safe as anything. … Read More
Should you borrow from your 401(k)?
A 401(k) loan is an enticing prospect during financial hardship, and may seem more preferable than a withdrawal, but the risks are vast. … Read More
Did credit cards ever make financial sense?
The original purpose of credit cards, to buy something without paying for it yet, was never a good financial decision. … Read More
Pouring the jug: How to handle when your income is irregular
I propose an allegory and model for thinking about how to deal with irregular income in a way that will help you reduce risk and uncertainty. … Read More
How I paid off my $40,000 in student loans
The true story of how I paid off my student loans, and the tricks I used to make it happen more easily and quickly. … Read More
What’s up with OregonSaves?
A program designed to help Oregonians save for retirement is a great option, assuming your employer knows to sign up. … Read More
Student loan cancellation is dead: what now?
The Supreme Court has cancelled student loan cancellation. Here’s what to do now that that particular plan is dead. … Read More