Determining the minimum amount of money you could live on is important for determining your emergency fund and other financial goals. … Read More
Radical Finances

Should you move your emergency fund to an interest-earning account?
It’s not important to earn interest on your emergency fund, but if there is no downside, then why not do so, now that rates are so high? … Read More

How not to be house poor
Home ownership can be a financial disaster if you’re not careful, and one of the ways to prevent this is to not be “house poor”. … Read More

You might now have less medical debt on your credit report
The three credit agencies give a benefit to those with outstanding medical debt, and in the process show how much power they wield over us. I’m on the Consumer Financial Protection Bureau (CFPB) mailing list, mainly so you don’t have … Read More … Read More

What if you hate spreadsheets?
For those who want to track their spending but who hate spreadsheets, fear not, as you have multiple options. … Read More

What is the I.B.E. Method for building wealth?
I describe the method I’ve used for over a decade on how to take control of your financial life so that you have the money you need to spend on what you want. … Read More

40 year mortgages are here (maybe). Would you want one?
To help more people afford homes, there is talk of a new 40 year mortgage product. This of course would not help who it is supposed to. … Read More

Would you even want to earn $1 million a year?
How massive income (like $1 million a year) sounds great in theory, until you learn what you need to do to get there. … Read More

How to be (more) self-insured

It’s not enough to deposit money in your investment accounts
If you just deposit money in your investment account’s settlement fund and stop there, it could cost you hundreds of thousands of dollars. … Read More