When is the best time to rollover your 401(k)?

Rolling over a 401(k) to an account you own is a good idea, but the getting the timing right is important too. … Read More

Should you borrow from your 401(k)?

A 401(k) loan is an enticing prospect during financial hardship, and may seem more preferable than a withdrawal, but the risks are vast. … Read More

It’s not enough to deposit money in your investment accounts

If you just deposit money in your investment account’s settlement fund and stop there, it could cost you hundreds of thousands of dollars. … Read More

Roth, IRA, 401(k), oh my! How to figure out where to put your investment money

If you’re confused about where to put your investments and in what order, I break it down to a simple order. … Read More

If you’re thinking about taking an early withdrawal from your 401(k)

New legislation eliminates penalties for some early withdrawals from your 401(k). However, just because you can doesn’t mean you should. UPDATE: This legislation has expired as of the end of 2020. Penalties will apply again for early 401k withdrawals. These … Read MoreRead More

Time to be intentional with your accounts

Verifying your accounts will keep your funds all accounted for, and will help you to decide if it’s time to change servicers. It’s a new year, and with it the usual deluge of good intentions, lofty goals, and everything going … Read MoreRead More


Why a 401(k) is the most lucrative investment product for most people

Lord have mercy, my day job just recently started offering a 401(k)! When I switched jobs last year, I was dismayed, as one can imagine, that there was no employee-sponsored retirement plan offered to me. When I asked, as politely … Read MoreRead More

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Start checking your investments!

When I started at my last job, I signed up for the 401(k). (A 401(k) is one of the most lucrative ways that you can invest in a tax-advantaged way with scale.) I picked some investments, a reasonably diversified set … Read MoreRead More

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6 example ways to invest your 15%

Save 15% for retirement. You’ve heard it all before. And now you know how you determine how to determine which investment vehicles comprise that 15%. But with so many different options and scenarios, it’s easy to get lost. So here … Read MoreRead More

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Getting to 15%: How to determine the best investment vehicles

I believe that the optimal target when saving for retirement is to put away 15% of your income. Potentially more, but certainly not less. Here’s why. Getting to the point where you’re ready to put down 15% is hard. You … Read MoreRead More