I once went to an ATM in a tourist area (Pearl Harbor to be specific). Finding an old receipt in the receipt slot, I removed it, buy being the nosy person that I am, I looked at it before … Read More … Read More
I recently decided to find out what was on my credit report. I figure, if my permanent record is going to follow me around, I might as well know what it says about me. And perhaps a nefarious Mike with a … Read More … Read More
Remember when we were in school and our teachers told us that if we misbehaved it would go on our “permanent record?” Remember how relieved we were when we learned that there was no such thing? That was a … Read More … Read More
“Vote with your wallet.” “Put your money where your mouth is.” Where we spend our money matters. I’m assuming that there are certain companies that do not align with your personal ethical code, so you would not want to … Read More … Read More
I’m not usually in the business of talking about stock advice, but every once in a while, I make an exception. Many people charge hundreds, even thousands, of dollars to get access to certain people’s stock tips, but I’m … Read More … Read More
Here in the US, we actually do have a small safety net for the elderly and disabled. It’s called Social Security (technically called “Old-age, Survivors, and Disability Insurance” or OASDI) The idea is that when you reach a certain … Read More … Read More
So I hope you’ve done your taxes for the year. I used a certain online program to do my taxes, and one of the questions asked was “Did you contribute to an IRA [Individual Retirement Arrangement] this year?” If … Read More … Read More
Each year for me, tax season goes pretty much the same way: I fire up one of the big online hosted tax programs, enter in my info, take the Standard Deduction, get something approximating zero dollars back (I try … Read More … Read More
I think investing is fun. I mean, you put some money aside, sit on it, and then after a while, you get more of it. Couldn’t be easier, right? All you need to do is spend some time setting … Read More … Read More
One of the tasks you do when starting out budgeting for the first time is to come up with spending categories for your expenses. These are things like transportation, groceries, clothing, things that you spend money on throughout the … Read More … Read More
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