A new study shows that the cost of owning a new car is rising sharply, but what does this mean for you, and how can you reduce costs? Cars are one of those places where people have assumptions that they … Read More … Read More
Radical Finances
How The Rule of 55 gives you more retirement flexibility
The Rule of 55 allows you to take penalty-free retirement distributions, giving you increased flexibility even in adverse circumstances. … Read More
How PayPal keeps you safer when using a debit card
PayPal eliminates the risk of fraud by safeguarding your payment information online, making paying with a debit card just as safe as anything. … Read More
Should you borrow from your 401(k)?
A 401(k) loan is an enticing prospect during financial hardship, and may seem more preferable than a withdrawal, but the risks are vast. … Read More
Did credit cards ever make financial sense?
The original purpose of credit cards, to buy something without paying for it yet, was never a good financial decision. … Read More
Pouring the jug: How to handle when your income is irregular
I propose an allegory and model for thinking about how to deal with irregular income in a way that will help you reduce risk and uncertainty. … Read More
How I paid off my $40,000 in student loans
The true story of how I paid off my student loans, and the tricks I used to make it happen more easily and quickly. … Read More
What’s up with OregonSaves?
A program designed to help Oregonians save for retirement is a great option, assuming your employer knows to sign up. … Read More
Student loan cancellation is dead: what now?
The Supreme Court has cancelled student loan cancellation. Here’s what to do now that that particular plan is dead. … Read More
Is there an alternative? Stocks, inflation, and where to put your money now
With inflation and rising interest rates, some say that there are better places to put your money than stocks. I’m skeptical. … Read More