Awareness

Socrates, wall-to-wall carpet, and how to deal with unpopular beliefs

  I’m still getting settled into my home. I suspect that most people have a similar experience, where it takes upwards of six months for it to even slightly feel less like staying in someone else’s place. But for me, … Read More … Read More

Why the home mortgage interest deduction is a disappointment

UPDATE: I originally made a math error below, and have corrected it. Apologies. UPDATE #2: I have another take on this. “Oh you’ve got a mortgage now!” goes Conventional Wisdom. “Now your taxes will be lower because you’ll be able to … Read More … Read More

You’re surviving, but are you thriving?

  With the new year upon us, most people are detoxing from too many holiday parties, too much holiday travel, and and way too much holiday food/drink/board games (or whatever else you did to excess). I don’t begrudge anyone excess, … Read More … Read More

How to deal with financial envy

  As readers of the site know, I bought a home this year. It was a trying process, but I feel like I was prepared for it, and navigated the process with tenacity, if not actual skill. I paid my … Read More … Read More

Year in review 2015: Your top 10 favorite posts

  I wrote about my favorite posts for this year. But what about yours? I ran a report and came up with the ten most frequently visited posts fro this year, just like I did for 2014 and 2013. Very … Read More … Read More

Year in review 2015: My top 10 favorite posts

  Well here we are at the end of the year. At a rate of two posts per week, there have been over a hundred posts on this site since this time last year. I’m sure you haven’t read them … Read More … Read More

The mortgage: debt’s final boss character

  My friend Rami talks about many facets of life from the perspective of certain video games. And certain video game tropes do occassionally leak into other forms of art and even real life. For example, can anyone really read … Read More … Read More

The homeowner’s “garden”: a little equity grows

  Have you ever bought a home? Well, if you only have a single full time job, and want another one on top of it, well, this is the plan for you. Everything in this process seems to have resulted … Read More … Read More

Important versus urgent: Applying the Eisenhower Decision Matrix to your finances

  I’ve increasingly found it important to determine whether something is important or whether it is just urgent, as I think that we all (myself included) tend to confuse the two. I just recently learned that the matrix of the … Read More … Read More

You don’t need a data plan

  I willingly raised my cell phone bill by 17% recently. That sounds punishing and predatory, until I tell you that it went from $30/month to $35/month. While my new plan had a limit of minutes and texts per month, … Read More … Read More