Awareness

Metallic

What pennies taught me about the problem of private interest in government

I long for the days where it seemed like we fully funded the federal government to do its job or serving its people and keeping private interests in check. I think so much good could come from another set of … Read More … Read More

Hula hoops

Technology isn’t the answer to our finance problems

I believe we live in a techno-uptopian society. By this, I mean that “technology” is seen as the answer to whatever ails us. How else to describe the over-inflation that is Silicon Valley (and its cousins Silicon Alley, Silicon Forest, … Read More … Read More

Porto Alegre at night

It’s 4 AM: Do you know where your retirement accounts are?

I just remembered that I have a gift card with money on it that I haven’t yet spent. The gift card is for Williams-Sonoma, a nice place for sure, but looks like I’ll be able to afford only a pot … Read More … Read More

Stock price on computer

Day trading, or forgetting what money is really for

I was in college during the “dot-com” boom. My lab partner, a cocky dude to be sure, said he spent a lot of his days day trading. And he seemed to be doing well enough, though he never elaborated. While … Read More … Read More

Unlikely Hypocrite? Costco versus Amazon Prime

  I’ve got retail on the brain these days. Recently I talked about the new Starbucks Rewards program, and then more recently I talked about Amazon Prime. And now it’s on to Costco. Why Costco? Because as I was reviewing … Read More … Read More

The financial risks of Amazon Prime

  I periodically buy things on Amazon. Not all the time, and I don’t keep up much what the giant of Seattle (the other one, not the one that makes the coffee) is up to. But I had recently put … Read More … Read More

Why we must work, even if we don’t have to

  So, maybe it’s starting to happen that not everyone “needs” to work in order for all of our basic needs to be accounted for. If you are given enough money to live, would you still work? A study in … Read More … Read More

Guilt tipping, or another way that a card makes you spend more

  Last year, I spent an entire month spending only cash. My review at the time was that it was a giant pain in the neck, but it nevertheless (somehow) saved me hundreds of dollars. Since then, I’ve gone back … Read More … Read More

Is there a loophole in the new Starbucks Rewards program?

  Starbucks is changing its rewards program to reward those who spend more, rather than those who just go often. But the catch (and the deal-breaker for me) is that you have to pay using their reloadable Starbucks Card. Under … Read More … Read More

Starbucks just changed its reward program: is it finally worth joining?

  Just because a loyalty program is offered doesn’t mean that it’s a good idea to get involved. For example, I don’t recommend joining car rental loyalty programs. And one program I’ve looked at for a while but never liked … Read More … Read More