Awareness

You cheat not only the game but yourself when you don’t track all your spending

The meme “You cheated not only the game but yourself” applies equally well to when you hide certain purchases from your spending tracking. I don’t know how up you are on your Twitch streamers, but I quite enjoy watching certain … Read More … Read More

Why we live in a Squid Game economy

I look at “Squid Game” and see the failings of our own economy, as well as lessons on what we could do to create more wealth for all. By now you’ve probably either watched Squid Game, the hit series on … Read More … Read More

Amazon Prime doesn’t save you money

You may think you’re getting one over on them when you have Amazon Prime, but Amazon is laughing all the way to the bank. I want you to cancel your Amazon Prime subscription. I don’t say this because I hate … Read More … Read More

How a children’s TV show taught me about compound interest

I discuss a skit from Square One Television involving a doubling allowance to show how our brains can’t grasp how compound interest works. There are some random things that stick in a kid’s brain. I remember a movie called The … Read More … Read More

More earnings than contributions: your next retirement tipping point

I finally achieve the point in my retirement savings where I have more earnings than I do contributions, and I talk about what this means. I started my first Roth IRA when I was two years out of college. At … Read More … Read More

Entrepreneurs, are you also focusing on your personal finances?

Entrepreneurs, especially solopreneurs, can end up neglecting their personal finances, to the detriment of both their business and life. I can still remember the coaching session with a client who owned his own business. I asked him what his income … Read More … Read More

America back to normal: Compassion fatigue and the end of unemployment benefits

As the pandemic rages and unemployment benefits are ending, I talk about how to view the situation and what you can do for yourself. In March 2020, in response to this new pandemic that was causing people to get uncontrollably … Read More … Read More

Why avoiding dealing with money doesn’t work (and what to do instead)

Many think that they can escape money stress through avoidance, but this can actually exacerbate stress. Here’s what you can do instead. If there’s one thing I know about how people deal with money, it’s that they love to avoid … Read More … Read More

What do you love to spend money on?

Frugality can go too far, and can lead to a scarcity mindset. Instead, I argue that it’s okay to spend money on things you love. My Twitter feed is a full of financial folks with names like*: I’m Crazy CheapThe … Read More … Read More

What Duolingo taught me about maintaining good habits

Discussing the importance of building the habit of tracking finances every day, using the language learning software Duolingo as inspiration. A few months back, I had a conversation with my partner about what habits we can use to keep our … Read More … Read More