Once of the very first posts on this site was called “How credit cards are like alcohol“. In it, I stated that I didn’t believe that there was anything inherently bad about credit cards, but only that some people can … Read More … Read More
Numerous services exist to make spending easier. Contactless cards allow you to pay without even taking the time to swipe or insert. Apple Pay, Google Pay, Amazon Pay, Facebook Pay, Netflix Pay (okay not all of these are real, but … Read More … Read More
I know that things that are obvious to some aren’t obvious to others. The phrase “it’s easy once you know how to do it” is both banal, profound, and very relevant. That said, when someone writes an article about something … Read More … Read More
I believe that everyone can optimize their spending habits, and without much in the way of sacrifice. I didn’t say “zero sacrifice”. We can’t all jet off to Hawaii whenever we want it. (Not without consequence, anyway.) But I also … Read More … Read More
People have very widely varying attitudes toward cash. While some people feel money more when they spend cash, other people don’t feel it at all. In fact, the way some people have explained it to me, if the transaction doesn’t … Read More … Read More
At the most recent gathering of the Portland Integrative Finance Community (join for free here), we had a frank and engaging discussion about the challenges and the benefits of tracking your expenses each and every month, something I’ve done for … Read More … Read More
I will continue to tell everyone to not put your every day spending on a credit card. Many of you will continue to not listen to me. So let’s assume that you’re convinced you need to use a credit … Read More … Read More
For the past month, I have spent nothing but cash for all my expenses. (Bills were paid automatically.) You can read about why I did this in greater detail, but more than anything, I basically just wanted to see … Read More … Read More
I’ve talked about how to spend money. When you think about it, it’s a surprisingly complex decision, and one that takes place many times a day. I’ve hammered home the point about the dangers of putting everyday spending on … Read More … Read More
As I never grow tired of saying, being financially aware is one of the most crucial ways to find peace in your life and achieve anything you want. Being rich isn’t the goal, but being intentional and making the … Read More … Read More
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