spending Archives - Page 3 of 3 - Empathic Finance

Another way to track cash expenses

Posted by Mike Pumphrey on February 8, 2018 | Featured

People have very widely varying attitudes toward cash. While some people feel money more when they spend cash, other people don’t feel it at all. In fact, the way some people have explained it to me, if the transaction doesn’t … Read More … Read More

Tags: ATM, cash, expenses, spending

What to do when you have extra category money at the end of the month

Posted by Mike Pumphrey on June 20, 2016 | Featured

At the most recent gathering of the Portland Integrative Finance Community (join for free here), we had a frank and engaging discussion about the challenges and the benefits of tracking your expenses each and every month, something I’ve done for … Read More … Read More

Tags: categories, expenses, spending, tracking

Why not to use flexible point currencies for earning miles

Posted by Mike Pumphrey on December 3, 2015 | Featured

I will continue to tell everyone to not put your every day spending on a credit card. Many of you will continue to not listen to me. So let’s assume that you’re convinced you need to use a credit … Read More … Read More

Tags: Chase Sapphire Preferred, credit cards, spending

The surprise I got from spending only cash for a month

Posted by Mike Pumphrey on August 3, 2015 | Featured

For the past month, I have spent nothing but cash for all my expenses. (Bills were paid automatically.) You can read about why I did this in greater detail, but more than anything, I basically just wanted to see … Read More … Read More

Tags: budget, cash, challenge, spending

A month of living cash-only

Posted by Mike Pumphrey on June 29, 2015 | Featured

I’ve talked about how to spend money. When you think about it, it’s a surprisingly complex decision, and one that takes place many times a day. I’ve hammered home the point about the dangers of putting everyday spending on … Read More … Read More

Tags: cash, challenge, spending

How can I convince you to not put your spending on a credit card?

Posted by Mike Pumphrey on June 22, 2015 | Featured

As I never grow tired of saying, being financially aware is one of the most crucial ways to find peace in your life and achieve anything you want. Being rich isn’t the goal, but being intentional and making the … Read More … Read More

Tags: cred, credit cards, Las Vegas, spending

Conferring with the enemy (Part 2): Fulfilling minimum spend requirements on a credit card

Posted by Mike Pumphrey on March 26, 2015 | Featured

All posts in this series: Conferring with the enemy (Part 1): A credit card for a travel plan Conferring with the enemy (Part 2): Fulfilling minimum spend requirements on a credit card Conferring with the enemy (Part 3): The waiting (for … Read More … Read More

Tags: award travel, credit cards, groceries, spending

Beware of induced spending (or the perils of credit card travel benefits)

Posted by Mike Pumphrey on January 23, 2014 | Featured

I read lots of travel hacking blogs, as I’ve mentioned many times. And because sometimes travel hacking blogs seem more like credit card sales pages, I ingest many marketing messages on a regular basis. So when I was writing … Read More … Read More

Tags: Amazon, Amex Platinum, credit cards, spending, travel hacking

spending

Another way to track cash expenses

What to do when you have extra category money at the end of the month

Why not to use flexible point currencies for earning miles

The surprise I got from spending only cash for a month

A month of living cash-only

How can I convince you to not put your spending on a credit card?

Conferring with the enemy (Part 2): Fulfilling minimum spend requirements on a credit card

Beware of induced spending (or the perils of credit card travel benefits)

Empathic Finance - Mike Pumphrey, AFC®

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