Radical Finances

One year later: Can you save money with peak/off-peak energy pricing?

I’ve spent the last year with peak/off-peak pricing on my electric bill. I dig into the data to see whether it can save you money. … Read More

Year in review: The best posts of 2025

I review the best posts of 2025, including the posts you clicked on the most and the ones I liked the best. … Read More

The three financial challenges, and how to know which one you have

There are three types of financial challenges, and each one has a different solution. Let’s look at which one applies to you. … Read More

Why it’s time to plan for next Christmas

Christmas is expensive. Here’s how to make it more affordable without necessarily holding back from what you want to do. … Read More

Why you really don’t want a 50 year mortgage

A 50 year mortgage promises affordability, but won’t deliver what it promises, and will make costs higher for everyone. … Read More

Can you withdraw money early from your 401(k) or IRA?

Many people don’t know that you can make early withdrawals from your retirement accounts like your 401(k) and IRA. But should you? … Read More

Should you contribute to a Traditional IRA or Roth IRA?

There are two types of IRAs (Individual Retirement Arrangements): Traditional and Roth. Which one is right for you? … Read More

What to do with your money during stagflation

Stagflation is where a stagnant economy also contains rising inflation. It’s bad, but you can take steps to protect yourself and your money. … Read More

How to stop worrying about when your bills can be paid

Having float in your bank account can ensure that you never have to think about—or worry about—when your bills are going to be paid. … Read More

How to build an emergency fund

Deciding to build an emergency fund is one of the most important and anxiety-reducing steps you can take with your money. Let’s face it; the world is a scary place right now. We have—to use a technical term—incompetent idiots running … Read MoreRead More