Radical Finances

How much money are you really getting from cash-back credit cards?

Cash-back credit cards offer a more predictable return than travel credit cards. But will you earn what you think you’ll earn? … Read More

Should you buy a home with no money down?

A mortgage with no money down for a down payment sounds like a great deal. But is it as good as it sounds? I just got an email from my credit union with the heading: “Buy your first home with … Read MoreRead More

5 beliefs about money that people get wrong

There are many beliefs that people have about managing money. Some of them are false. Here are five beliefs which people get wrong. … Read More

RAP battle: Student loan repayment is about to change (again)

I discuss the new upcoming rules for student loan repayment, including the new Repayment Assistance Plan (RAP). … Read More

Student loan consolidation risks: What borrowers need to know

Student loan consolidation can be a great way to make paying your loans back easier, but there are a few risks to watch out for. … Read More

Community solar: Can you even sign up?

The process to sign up for community solar in order to save on my electric bill has been longer than expected, but is still going forward. … Read More

7 ways to earn miles and points without using credit cards

Think you have to use credit cards to get miles and points? Think again. Here’s how to do it without using credit cards. … Read More

It’s now cheaper to rent than to buy

For most people in most places in the U.S., it is less expensive to rent a home rather than buy it. Will it be this way for the long term? … Read More

One year later: Can you save money with peak/off-peak energy pricing?

I’ve spent the last year with peak/off-peak pricing on my electric bill. I dig into the data to see whether it can save you money. … Read More

Year in review: The best posts of 2025

I review the best posts of 2025, including the posts you clicked on the most and the ones I liked the best. … Read More