I argue that for most people, you can choose to buy a new car or own a home (if you can have either of them at all), but not both. … Read More
Decisions

Self-care is not doom spending
Self-care is an important part of life, and it’s okay (not reckless, and certainly not doom spending) to allocate money for this purpose. … Read More

You aren’t smarter than the timeshare people
You aren’t going to make money on a timeshare purchase. A timeshare will cost you forever, and you won’t even get to use it much either. … Read More

You’ll want to keep your car even longer now
Due to rising costs, people are keeping their cars longer and not replacing them as often. This is actually a good thing. … Read More

How to have regular income (even when you own your own business)
When you own a business, it can be tempting to take your business income as your own, but setting up regular income is a better system. … Read More

Simple financial moves: Cancel Amazon Prime
Cancelling Amazon Prime is one simple way of taking back control of your finances from a company that entices you to spend without thinking. … Read More

Is socially responsible investing worthwhile?
You may wish to invest your money in line with your values, but what are the costs to socially responsible investing? … Read More

2023 in review: Best posts of the year
I look back at the highlights of the year including the top-ranked posts of 2023 as well as the ones I’m most proud of. … Read More

The high cost of cheap flights
Spirit Airlines and other ultra-low-cost carriers may claim to offer a great value, but their low cost model carries higher risk to you. … Read More

How to not spend a lot at restaurants
Spending more intentionally will allow you not only to enjoy restaurants more, but also enjoy them more frequently. … Read More