Decisions

Don’t let your husband manage all of your money

In our culture, it’s not uncommon for a woman to let her husband take care of all of the household finances. Here’s why that’s a problem. Disclaimer: I’m going to leap into the mono- and heteronormative for this post, but … Read MoreRead More

What to do with company stock

Some employees receive company stock as part of their total compensation package. Here’s what you want to do with it (and why). Note: This is not financial advice. Please see my disclosure policy for details. If you’re fortunate enough to … Read MoreRead More

What to do after an emergency has passed

Dealing with an emergency is challenging, but there is also an important process for getting back to normal after an emergency has passed. Mostly everyone has some experience of what it’s like to deal with an emergency. The pandemic has … Read MoreRead More

How will you spend your time in retirement?

While preparing for the financial aspect of retirement is important, it’s also vital to figure out how you’ll spend your time too. When you think of retirement, what comes to mind? (Okay, you probably are feeling some dread that you’ll … Read MoreRead More

The Loan Simulator: Finding your best option for student loan repayment

Explore an official tool called the “Loan Simulator” which shows you how to find the best repayment strategy for your student loans. I have a confession. When it comes to student loans, I can’t keep the different repayment options in … Read MoreRead More

2021 in review: The top posts of the year

A look back at the top posts of 2021 on this site, including both my favorites and the ones readers viewed most. Like most people who are engaging with the pandemic, 2021 felt both swift and eternal. It’s hard to … Read MoreRead More

How to start an emergency fund when money is tight

When money is tight, an emergency fund is even more important. Here are some strategies to get you to put something, anything, away. You need an emergency fund. An emergency fund is not savings. You need that too, but that’s … Read MoreRead More

Beyond the Debt Snowball: Other ways to pay off debt (and are they worth it?)

I look at some non-traditional methods of paying off debt to see if they are any better than the Debt Snowball method. The problem: you have multiple debts, all with varying amounts, interest rates, and payback timelines. Some are secured … Read MoreRead More

How to make less money

When you need to (or want to) live on less, here are the steps you can take to streamline your spending so you can afford to make less money. Last time, I talked about what to do in order to … Read MoreRead More

How to make more money

If you have a job and you want to make more money, I’ve got a plan to help you get there. (Just figure out how much you want first.) I’ve spent lots of time talking about the problems around the … Read MoreRead More