Decisions

How to stop giving out your home address

Every company wants your address. Thankfully you can use a PO Box or other option to keep your location info to only those who truly need it. … Read More

You don’t need a new phone

Buying a new phone frequently just doesn’t make sense anymore, but people keep doing it anyway. That needs to stop for lots of reasons. … Read More

You will own everything and be happy

With Big Tech pushing you toward owning nothing and just renting, I offer alternatives to help you take back control. Be happy about that. … Read More

Windfall! I finally made money from a class action suit

A class action suit rarely leads to windfall amounts of money for more people, but in at least one case for me, it did. … Read More

Running debit as credit? What’s the difference

When you use a debit card for a transaction, you are sometimes asked “debit or credit?” What’s the difference, and does it matter? … Read More

6 reasons to cancel Spotify

Spotify offers tremendous convenience, but convenience isn’t everything, so here are some reasons why you may want to cancel Spotify. … Read More

The ultimate guide to getting around without a smartphone

In this detailed guide, you’ll how it’s not just possible to live without a smartphone, but also fun and rewarding too. I’ve never owned a smartphone. Yes, we’re out there, and there’s more than one of us. Actually, there are … Read More … Read More

What happens to your debt after you die?

Do you feel like your debt is forever? Well, it may not be. Your debt may outlast you, but in some cases, your debt goes away after you die. … Read More

Do you need life insurance after all?

Even if you didn’t need life insurance at one point, it doesn’t mean you don’t need it now. But first we need to talk about what it is. … Read More

Top 5 mistakes people make with money in their 20’s and 30’s

Here are the top 5 money mistakes that people make when they are just starting out in the working world, in their 20’s and 30’s. … Read More