Decisions

Windfall! I finally made money from a class action suit

A class action suit rarely leads to windfall amounts of money for more people, but in at least one case for me, it did. … Read More

Running debit as credit? What’s the difference

When you use a debit card for a transaction, you are sometimes asked “debit or credit?” What’s the difference, and does it matter? … Read More

6 reasons to cancel Spotify

Spotify offers tremendous convenience, but convenience isn’t everything, so here are some reasons why you may want to cancel Spotify. … Read More

The ultimate guide to getting around without a smartphone

In this detailed guide, you’ll how it’s not just possible to live without a smartphone, but also fun and rewarding too. I’ve never owned a smartphone. Yes, we’re out there, and there’s more than one of us. Actually, there are … Read MoreRead More

What happens to your debt after you die?

Do you feel like your debt is forever? Well, it may not be. Your debt may outlast you, but in some cases, your debt goes away after you die. … Read More

Do you need life insurance after all?

Even if you didn’t need life insurance at one point, it doesn’t mean you don’t need it now. But first we need to talk about what it is. … Read More

Top 5 mistakes people make with money in their 20’s and 30’s

Here are the top 5 money mistakes that people make when they are just starting out in the working world, in their 20’s and 30’s. … Read More

Year in review: The best posts of 2025

I review the best posts of 2025, including the posts you clicked on the most and the ones I liked the best. … Read More

Getting rid of the penny: A case for change

Not only is getting rid of the penny overdue, but we shouldn’t stop there, but instead remove more coins from circulation. … Read More

Is the debit card coming back in style?

Recent trends have shown that debit cards may be starting to become more fashionable, and perhaps favored over credit cards. The first time I got a real debit card (and not an ATM card) was in college. The bank had … Read MoreRead More