I love traveling. I love seeing new places, or even old places with a new eye. And vacations, those limited periods of time when we uproot our normal routines, are most often when we experience travel. While vacations are salutary, … Read More … Read More
A bucket is my term for a savings account, used for either one-time or ongoing purchases. It’s certainly not a standard financial term. I don’t see it used much on personal finance sites. But the analogy should be clear enough. … Read More … Read More
Once of the very first posts on this site was called “How credit cards are like alcohol“. In it, I stated that I didn’t believe that there was anything inherently bad about credit cards, but only that some people can … Read More … Read More
I want to talk more about this enigmatic quote from personal finance and I-will-teach-you-to-be-rich guy Ramit Sethi: There’s a limit to how much you can cut. But no limit to how much you can earn. Ramit Sethi I talked about … Read More … Read More
If you have debt, some of the mandates are clear to you: Pay it off, obviously. Pay down a single debt at a time. Pay either the highest interest rate debt first (which makes sense on paper) or the lowest-sized … Read More … Read More
I use a debit card for almost every single transaction that doesn’t involve cash. I just believe that using credit cards for every day spend is a bad move, for reasons I’ve mentioned before. There is, however, a contingency that … Read More … Read More
I’m a big fan of Ramit Sethi. (He’s the “I will teach you to be rich” guy.) I bought his Advanced Personal Finance course, and I don’t buy personal finance courses often. (I still do plan on reviewing that product here.) … Read More … Read More
I’ve long talked about the necessity of being a millionaire. We all pretty much need to be at least a millionaire, give or take, if we want to have a comfortable retirement, because it’s only in that way that we … Read More … Read More
I have a pretty nice laptop. It was bought for me as part of my previous job, and when I left, I negotiated to be able to take it with me. Along with ownership of the laptop came the warranty, … Read More … Read More
Last year, I talked about the new tax bill, albeit reluctantly. I don’t like to wade too much into political realities, especially now. I think that what we all need more than anything right now is empathy, which includes a … Read More … Read More
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