Blog

Musings on personal finance and more. Not written with AI since 2012.

Are people fundamentally good or bad?

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A false choice on judging people’s virtue is nonetheless responsible for whether we err on the side of helping too many or too few people. Oversimplifications are comforting. For some, the importance of saying, “this is right, and this is … Read More … Read More

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Why I want to be the “Dave Ramsey for the heathens”

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Dave Ramsey has helped millions, but he ignores LGBT, polyamory, and nontraditional communities. So I’m bringing the good ideas to everyone. Are you familiar with “The Five Love Languages” book by Gary Chapman? It’s a book that describes the different … Read More … Read More

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Eviction in the pandemic: Owning versus renting

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There is a big difference in how quickly eviction can occur for renters versus owners when dealing with non-payment of rent or mortgage. The to-rent-versus-to-own issue when it comes to housing is a tough one. And that’s assuming you have … Read More … Read More

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It doesn’t matter how much money you have. It matters how you feel.

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We think that more money is the answer, but what we’re really seeking is a way to feel better. That’s what really matters. Everyone is selling success. You see this in people’s perfect lives on Instagram, their perfect bodies, their … Read More … Read More

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How to take advantage of a student loan payment freeze

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During the student loan payment and interest freeze, if you are able to make payments now, you’ll have a much greater impact on your loans. A lot of the benefits that were passed to ease the crisis for people dealing … Read More … Read More

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No secrets: Why you already know everything you need to know about money

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If you’re searching for a financial “secret”, you’re going to be disappointed. You’d be better served by a better understanding of yourself. I tend to roll my eyes at products that promise to tell you “secrets”. “Secrets of the ultra-rich!” … Read More … Read More

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It’s time to create your own unemployment insurance

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If you’re employed, you have the option to create your own unemployment insurance that’s even more flexible than what you get through work. Some people don’t seem to understand what “getting unemployment” is all about. Unemployment is a kind of … Read More … Read More

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How to lose $600 a week and still survive

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Millions of people who depend on unemployment just lost $600 in wages per week. Here are some tips on how to cope with a massive income loss. If you’re reading this from a place outside of the U.S., or from … Read More … Read More

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Net pool

I would love to be out of a job

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We have enough wealth to ensure that no one suffers from food or housing or even money insecurity. Until we do that, I’ll have a job. I love being a money coach. There are few things in life that make … Read More … Read More

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Therapy office

Why a money coach is different from both a therapist and a financial planner

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While similar and sometimes confused, a money coach provides a unique service to clients that are not the same as a therapist or financial planner. Everyone know what a therapist does, more or less. You may not be seeing one, … Read More … Read More

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