Blog

Buy now pay later: Silicon Valley wants the money you don’t have

Posted by Mike Pumphrey on August 1, 2022 | Featured

Buy Now Pay Later (BNPL) firms like Affirm, Klarna, and Afterpay have revived an age-old idea of helping people buy things they can’t afford. I’ve spent a good portion of my adult working life in companies aligned with, if not … Read More … Read More

Tags: Affirm, Afterpay, BNPL, buy now pay later, Klarna

What high prices have in common with chili peppers

Posted by Mike Pumphrey on July 25, 2022 | Featured

The solution to the mouth burn from eating chili peppers is surprisingly similar to the solution to the recent rise in prices. Everyone is talking about high prices. I’m not sure everyone understands what’s going on with them, or how … Read More … Read More

Tags: Andrew Weil, chili peppers, inflation, prices, rent

Worried about the markets? You need to HODL.

Posted by Mike Pumphrey on July 18, 2022 | Featured

I use the HODL meme from Bitcoin to show how it’s actually more widely applicable to your investments with real money. Things aren’t looking too good for the economy right now. Inflation is up, and gas prices are so high … Read More … Read More

Tags: Bitcoin, dollar cost averaging, hodl, Warren Buffett

Going for my AFC certification: Taking the exam

Posted by Mike Pumphrey on July 11, 2022 | Featured

I share my experiences preparing for and subsequently taking the AFC exam, including lessons learned along the way. More in this series: Why I decided to go for my AFC® certification Where I was a year later How I got … Read More … Read More

Tags: AFC, afcpe, certification, studying, testing

How therapists can help clients with money (and earn continuing education credit too)

Posted by Mike Pumphrey on July 4, 2022 | Featured

I announce my new money wellness course for therapists where you can earn continuing education (CE) credit hours I am not a therapist, but my work overlaps with mental health practitioners in many ways. While many financial professionals will just … Read More … Read More

Tags: CE credit, CE hours, continuing education, course, courses, therapist

93 ways to use your money to support access to abortion and reproductive rights

Posted by Mike Pumphrey on June 27, 2022 | Featured

Click any link in this article to help women exercise their reproductive rights (and get abortions if that is their choice). Money is political. I’ve said this so many times. To abstain from political thought or discourse is an inherently … Read More … Read More

Tags: abortion, reproductive rights, rights, values

This is why you don’t want an adjustable rate mortgage (or private student loans)

Posted by Mike Pumphrey on June 20, 2022 | Featured

An adjustable rate mortgage seems like a good idea, but when interest rates start to rise, you’re going to regret your choice. This past week, the Federal Reserve raised its benchmark interest rate by three-quarters of a percent. The last … Read More … Read More

Tags: mortgage, mortgages, student loans

Do you spend your account down to zero each month?

Posted by Mike Pumphrey on June 13, 2022 | Featured

If you plan your spending in a given month by checking if your balance is zero, you’re missing out on some wealth-building strategies. How much money do you have in your bank account? Obviously that’s a thing that varies over … Read More … Read More

Tags: bank account, float, Monty Python, spending

How to know if a large purchase is affordable

Posted by Mike Pumphrey on June 6, 2022 | Featured

People often think only of the per-month cost when determining what they can afford, but that can be an expensive mistake. Can you afford it? It’s a simple question on its face, but the more you dig into it, the … Read More … Read More

Tags: affordability, loans, mortgages, purchases

How to reduce money conflicts on vacation

Posted by Mike Pumphrey on May 30, 2022 | Featured

Vacation can be stressful, especially when not everyone has the same impulses when it comes to spending. But you can reduce money conflicts. Traveling can be stressful in lots of ways. In normal times, there’s the stress of getting from … Read More … Read More

Tags: budgeting, relationships, travel

Blog

Buy now pay later: Silicon Valley wants the money you don’t have

What high prices have in common with chili peppers

Worried about the markets? You need to HODL.

Going for my AFC certification: Taking the exam

How therapists can help clients with money (and earn continuing education credit too)

93 ways to use your money to support access to abortion and reproductive rights

This is why you don’t want an adjustable rate mortgage (or private student loans)

Do you spend your account down to zero each month?

How to know if a large purchase is affordable

How to reduce money conflicts on vacation

Empathic Finance - Mike Pumphrey, AFC®

Helping therapists and other helping professionals thrive with money and eliminate financial anxiety forever.

What I offer

Learn more

Contact Info

Socialize