I announce my new money wellness course for therapists where you can earn continuing education (CE) credit hours I am not a therapist, but my work overlaps with mental health practitioners in many ways. While many financial professionals will just … Read More … Read More
Blog
Blog
Musings on personal finance and more. Not written with AI since 2012.
93 ways to use your money to support access to abortion and reproductive rights
Click any link in this article to help women exercise their reproductive rights (and get abortions if that is their choice). Money is political. I’ve said this so many times. To abstain from political thought or discourse is an inherently … Read More … Read More
This is why you don’t want an adjustable rate mortgage (or private student loans)
An adjustable rate mortgage seems like a good idea, but when interest rates start to rise, you’re going to regret your choice. This past week, the Federal Reserve raised its benchmark interest rate by three-quarters of a percent. The last … Read More … Read More
Do you spend your account down to zero each month?
If you plan your spending in a given month by checking if your balance is zero, you’re missing out on some wealth-building strategies. How much money do you have in your bank account? Obviously that’s a thing that varies over … Read More … Read More
How to know if a large purchase is affordable
People often think only of the per-month cost when determining what they can afford, but that can be an expensive mistake. Can you afford it? It’s a simple question on its face, but the more you dig into it, the … Read More … Read More
How to reduce money conflicts on vacation
Vacation can be stressful, especially when not everyone has the same impulses when it comes to spending. But you can reduce money conflicts. Traveling can be stressful in lots of ways. In normal times, there’s the stress of getting from … Read More … Read More
Why you shouldn’t panic when mortgage rates rise
Mortgage interest rates are rising, but rushing to buy a home before prices rise further will lead only to worse financial challenges. I’ve always thought of homeownership as a kind of train. As renters, you’re running behind it, trying to … Read More … Read More
Why you can’t invest in crypto
Many people think that they are investing in cryptocurrencies, but they are wrong, because the very nature of crypto makes this impossible. When it comes to crypto, most people fall into a few categories: “I keep hearing about it, but … Read More … Read More
Why you should get a refund and not store credit