Spending more intentionally will allow you not only to enjoy restaurants more, but also enjoy them more frequently. … Read More
Blog
Blog
Musings on personal finance and more. Not written with AI since 2012.
How The Rule of 55 gives you more retirement flexibility
The Rule of 55 allows you to take penalty-free retirement distributions, giving you increased flexibility even in adverse circumstances. … Read More
How PayPal keeps you safer when using a debit card
PayPal eliminates the risk of fraud by safeguarding your payment information online, making paying with a debit card just as safe as anything. … Read More
Should you borrow from your 401(k)?
A 401(k) loan is an enticing prospect during financial hardship, and may seem more preferable than a withdrawal, but the risks are vast. … Read More
Did credit cards ever make financial sense?
The original purpose of credit cards, to buy something without paying for it yet, was never a good financial decision. … Read More
Pouring the jug: How to handle when your income is irregular
I propose an allegory and model for thinking about how to deal with irregular income in a way that will help you reduce risk and uncertainty. … Read More
Why we think that no one wants to work anymore
The current ongoing staffing and labor shortages lead some to assume that no one wants to work anymore, but the reality is much more damning. … Read More
How I paid off my $40,000 in student loans
The true story of how I paid off my student loans, and the tricks I used to make it happen more easily and quickly. … Read More
What’s up with OregonSaves?
A program designed to help Oregonians save for retirement is a great option, assuming your employer knows to sign up. … Read More
Is there a connection between student loans and mental health?
A new study proposes how having student loans could be a detriment to your mental health. This seems both obvious and profound. … Read More