The original purpose of credit cards, to buy something without paying for it yet, was never a good financial decision. … Read More
Blog
Blog
Musings on personal finance and more. Not written with AI since 2012.
Pouring the jug: How to handle when your income is irregular
I propose an allegory and model for thinking about how to deal with irregular income in a way that will help you reduce risk and uncertainty. … Read More
Why we think that no one wants to work anymore
The current ongoing staffing and labor shortages lead some to assume that no one wants to work anymore, but the reality is much more damning. … Read More
How I paid off my $40,000 in student loans
The true story of how I paid off my student loans, and the tricks I used to make it happen more easily and quickly. … Read More
What’s up with OregonSaves?
A program designed to help Oregonians save for retirement is a great option, assuming your employer knows to sign up. … Read More
Is there a connection between student loans and mental health?
A new study proposes how having student loans could be a detriment to your mental health. This seems both obvious and profound. … Read More
You might as well sign up for class action suits
You won’t strike it rich, but for a few minutes of your time, a class action suit can be an easy payout, so it’s probably worth it. … Read More
Student loan cancellation is dead: what now?
The Supreme Court has cancelled student loan cancellation. Here’s what to do now that that particular plan is dead. … Read More
Is there an alternative? Stocks, inflation, and where to put your money now
With inflation and rising interest rates, some say that there are better places to put your money than stocks. I’m skeptical. … Read More
What is the minimum you could live on?
Determining the minimum amount of money you could live on is important for determining your emergency fund and other financial goals. … Read More