Radical Finances

What to do with company stock

Posted by on | Featured

Some employees receive company stock as part of their total compensation package. Here’s what you want to do with it (and why). Note: This is not financial advice. Please see my disclosure policy for details. If you’re fortunate enough to … Read More … Read More

Tags: ,

Is it really better to wait to claim Social Security until you turn 70?

Posted by on | Featured

I challenge the conventional wisdom that you should wait until age 70 to claim Social Security benefits in order to get the most out of it. According to US News, the average monthly Social Security benefit as of 2022 is … Read More … Read More

Tags: , ,

2021 in review: The top posts of the year

Posted by on | Featured

A look back at the top posts of 2021 on this site, including both my favorites and the ones readers viewed most. Like most people who are engaging with the pandemic, 2021 felt both swift and eternal. It’s hard to … Read More … Read More

Tags: , , , , , ,

How to start an emergency fund when money is tight

Posted by on | Featured

When money is tight, an emergency fund is even more important. Here are some strategies to get you to put something, anything, away. You need an emergency fund. An emergency fund is not savings. You need that too, but that’s … Read More … Read More

Tags: , ,

Five reasons why my approach is better than Dave Ramsey

Posted by on | Featured

I discuss the many shortcomings of the Dave Ramsey approach to personal finance, and show better ways to help more people. I’ve mentioned Dave Ramsey numerous times over the years. I’m not here to bash Dave, at least not without … Read More … Read More

Tags: , , , ,

Do you really need that many mutual funds?

Posted by on | Featured

I look at “lazy portfolios” as an option for people who want the simplest and easiest way to invest in the market. (Note: This is not investment advice. Please see my Disclosure Policy for details.) Recently, I took a look … Read More … Read More

Tags: , , , , ,

How to make less money

Posted by on | Featured

When you need to (or want to) live on less, here are the steps you can take to streamline your spending so you can afford to make less money. Last time, I talked about what to do in order to … Read More … Read More

Tags:

More earnings than contributions: your next retirement tipping point

Posted by on | Featured

I finally achieve the point in my retirement savings where I have more earnings than I do contributions, and I talk about what this means. I started my first Roth IRA when I was two years out of college. At … Read More … Read More

Tags: , , ,

Can you imagine life without debt?

Posted by on | Featured

Being able to envision what it would be like to be free from debt can help motivate you to take the steps necessary to make it a reality. For many, debt is a way of life. Or rather, it has … Read More … Read More

Tags: , , , , , , ,

How to Start: A beginner’s guide to managing your money

Posted by on | Featured

An overview of the first steps on the path to financial wellness, aimed at those who are just getting started. Recently, I was asked about what to do if you’re just getting started thinking about working on your finances. This … Read More … Read More

Tags: , , , , ,