When you make a return, many retailers want to refund your money to store credit or a gift card, but here’s why you don’t want to do that. I had to return an item the other day on Amazon. It … Read More … Read More
I discuss the high-level “money moves”, the important decisions you can make that will be the most impactful in your financial life. I hope by this point you’re not under the belief that just by cutting out coffee or by … Read More … Read More
Target and other big retailers that sell a wide range of products present a challenge to those who wish to track their spending. Target has been around for decades, but it only hit my radar in college, when the first … Read More … Read More
The parable from the Dave Ramsey team about Ben and Arthur is fatally flawed, which is good news for pretty much everyone. Everyone knows that you should start saving for retirement early. And that makes sense. The sooner you start, … Read More … Read More
I wade into popular economics to interpret recent higher inflation rates, to see if there is any merit in being concerned. I remember my first savings account that my parents opened for me when I was a kid. It was … Read More … Read More
I explore the Surprise Savings product from Ally and suggest a different way to achieve the exact same results. Last night, I was logging on to Ally to adjust some of my automatic transfers between my checking account and my … Read More … Read More
I discuss the FIRE (Financial Independence / Retire Early) movement, and how it falls short for so many of us, despite all of the hype. FIRE (Financial Independence / Retire Early) is a financial strategy or philosophy that encourages minimalist … Read More … Read More
Some employees receive company stock as part of their total compensation package. Here’s what you want to do with it (and why). Note: This is not financial advice. Please see my disclosure policy for details. If you’re fortunate enough to … Read More … Read More
I challenge the conventional wisdom that you should wait until age 70 to claim Social Security benefits in order to get the most out of it. According to US News, the average monthly Social Security benefit as of 2022 is … Read More … Read More
A look back at the top posts of 2021 on this site, including both my favorites and the ones readers viewed most. Like most people who are engaging with the pandemic, 2021 felt both swift and eternal. It’s hard to … Read More … Read More
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