Do you have someone you can talk about money with?
Notice that before you can answer that question, we actually need to specify what kind of conversation we’re having.
“Talking about money” can mean not only the nuts and bolts (how to budget, invest, save, etc) but also the more relational, emotional topics. The feelings behind the topics.
In a professional context, you may have a person who is your advisor on the nuts and bolts. (Hopefully this person is a fiduciary, and if you don’t know, you should ask.) But while this person provides a valuable service, you probably wouldn’t feel comfortable talking about your concerns and fears. I mean, you wouldn’t schedule a meeting just to talk about financial anxieties, would you?
In the personal space, it can be worse. Unless you know someone who’s really good with money, you may not have anyone to talk about the mechanics of financial health, plus, you don’t have anyone to talk to about our struggles either.