Decisions

How to make more money

If you have a job and you want to make more money, I’ve got a plan to help you get there. (Just figure out how much you want first.) I’ve spent lots of time talking about the problems around the … Read MoreRead More

Entrepreneurs, are you also focusing on your personal finances?

Entrepreneurs, especially solopreneurs, can end up neglecting their personal finances, to the detriment of both their business and life. I can still remember the coaching session with a client who owned his own business. I asked him what his income … Read MoreRead More

Is financial fitness more important than physical fitness?

I talk about how our culture leads people to focus unnecessarily on weight loss, instead of their own financial wellness. There are countless analogies between money wellness and health wellness. There’s a financial coaching outfit called The Financial Gym, which … Read MoreRead More

Want to get an allowance? Make a budget.

Many think that making a budget is a restriction, but it’s actually the opposite: an allowance to spend money. I remember when I was a kid, I got an allowance from my parents. I loved it. Who wouldn’t love an … Read MoreRead More

You have a high income, so why don’t you have any money?

I debunk the myth that there is a correlation between earning a lot of money and having a lot of money, because it isn’t always true. Isn’t it amazing the vast disparities in income? I know someone who pulls in … Read MoreRead More

Going for my AFC® certification: one year later

A year ago, I started going for my AFC® certification. Here is an update on how it’s going and what I’ve learned in the process. Last year, amidst a fair amount of personal turmoil (and not even talking about the … Read MoreRead More

How to make more impactful financial decisions

Many financial tasks feel impactful but aren’t. Learning to spot the difference can help you make more impactful decisions. David Bach is a bestselling personal finance author who, among much else, is known for his idea that the money you … Read MoreRead More

Are your employees worrying about money?

A report on employees worrying about money at work suggests that employers should offer financial wellness as an employee benefit. I can help. Are your employees worrying about money? The answer is probably yes. If everyone wasn’t already worried, the … Read MoreRead More

The American Rescue Plan diffuses a student loan tax bomb

The American Rescue Plan signed by Joe Biden makes student loan forgiveness tax-free, which has huge implications for millions of people. Boy, it’s nice to have adults running this country again, isn’t it? Paul Krugman of the New York Times … Read MoreRead More

Is it worth it now to buy Bitcoin?

Despite the rise in price of Bitcoin, I urge caution against you trying to get rich quick, plus what you need to do before buying any crypto. Wow is Bitcoin trending in the news. First it was Bitcoin’s meteoric rise … Read MoreRead More