Well here we are, on the cusp of the end of a huge year. Every year seems to be both over in a flash and incredibly long, and this year was no different. But on balance, this year was pretty … Read More … Read More
Decisions
The HSA “testing period”: The Sophie’s Choice of health care costs
Last time, I talked about the maximum contribution you can make to a Health Savings Account (HSA) each year. Contribute any more, and you pay a steep penalty. We don’t want to do that, but we do want to contribute … Read More … Read More
How much can you contribute to an HSA?
I have a pretty uninspiring health care plan. I guess you don’t appreciate what you have until you no longer have it. My previous job had excellent health care. Both medical and dental were top notch and cost next to nothing. I … Read More … Read More
Remember who you’re doing it for
We talk so much about getting on track with your finances, making progress, breaking old behaviors and forming new patterns. We know why we’re doing it, usually. For me, I believe we’re doing all this so that we can feel … Read More … Read More
Getting rid of PMI (part 4): Hard work vs. a risky shortcut
6 example ways to invest your 15%
Save 15% for retirement. You’ve heard it all before. And now you know how you determine how to determine which investment vehicles comprise that 15%. But with so many different options and scenarios, it’s easy to get lost. So here … Read More … Read More
Getting to 15%: How to determine the best investment vehicles
I believe that the optimal target when saving for retirement is to put away 15% of your income. Potentially more, but certainly not less. Here’s why. Getting to the point where you’re ready to put down 15% is hard. You … Read More … Read More
Affiliate mania, problem companies, and bling: Notes from the exhibition hall at FinCon 2017
After a while, you realize that conferences tend to have a lot of the same characteristics. They tend to have: Cavernous breakout rooms with uncomfortable chairs and a water pitcher by the door A wheeled table with coffee and tea … Read More … Read More
My goals for FinCon 2017
It’s hard to believe, but FinCon 2017 is already here. Wasn’t it just recently that I mentioned how I had bought a ticket for the conference? No, actually that was last December. FinCon is a gathering for those in the … Read More … Read More
The three questions to ask yourself before you gamble (on anything)
(Note from after this post was written: Oy, what terrible timing to write about Las Vegas. My heart breaks for everyone affected by the horrors that transpired there this past week. There may not be any justice or sense in … Read More … Read More