Decisions

Gas prices sign

Adventures in pointless frugality: Shopping for a gas station

I’ve been fascinated in one way or another by gas prices ever since I worked at a gas station in college. At first it was just the geographic variation in prices, like how I could drive across the river from … Read MoreRead More

Handholding

What to do when an emergency isn’t unexpected

I’ve long said that you can gauge whether something is an emergency if the following three “U” words describe the situation: Unexpected Urgent Unavoidable I use this metric to be able to distinguish between actual emergencies and things that feel like … Read MoreRead More

Cameras

Online trust, or How to figure out your biggest threats online

Greetings from Seattle, Washington! Actually, hello from Charlotte, North Carolina! On second thought, salutations from somewhere in Azerbaijan! It’s fun to be anywhere at the click of a button. By this I mean, anywhere as far as my computer traffic … Read MoreRead More

Statue blindfolded

How I tried to buy something totally anonymously online

My experiences with trying to buy something online without revealing anything about my identity, and why this is so difficult. (I talk about using products or services, but I received no commission for this. I do not do affiliate marketing. … Read MoreRead More

Mask ornament

Why it’s so hard to buy online and maintain any privacy

In a perfect world, no one would have any right to know what I buy, where I go, and what I do unless I gave them that access. This seems rather quaint now. Today, everything you do is scrutinized, advertised, … Read MoreRead More

Tug of war

How not getting the sale can still be successful haggling

Haggling for purchases is a great idea. Not only does it allow the obvious benefit of getting something for less than the original price, but it also forces you to decide how much you want something, and forces you out … Read MoreRead More

Bank Vault

Here are some better ways to spend $600 than on hard drive recovery

I spent roughly $600 to recover personal files from a dead hard drive. Now, $600 is a lot of money. It was half of the price of my first car when I bought it. It was more than what my … Read MoreRead More

À la recherche du hard drives perdu: my data recovery experience

So as I reported earlier, a hard drive containing valuable personal files died on me recently. I thought I hadn’t backed up in a few months, which would have been hard enough, but it turns out that I hadn’t backed … Read MoreRead More

ATM withdrawal

Another way to track cash expenses

People have very widely varying attitudes toward cash. While some people feel money more when they spend cash, other people don’t feel it at all. In fact, the way some people have explained it to me, if the transaction doesn’t … Read MoreRead More

Windfall apples

What to do with the extra tax money in your new paycheck

I really tried to avoid talking about the tax plan, and couldn’t help myself. But that was more of a “feelings” piece, and less practical. This article is coming from the other, more practical side. In the U.S., our new tax … Read MoreRead More