I believe that the optimal target when saving for retirement is to put away 15% of your income. Potentially more, but certainly not less. Here’s why. Getting to the point where you’re ready to put down 15% is hard. You … Read More … Read More
Decisions
Affiliate mania, problem companies, and bling: Notes from the exhibition hall at FinCon 2017
After a while, you realize that conferences tend to have a lot of the same characteristics. They tend to have: Cavernous breakout rooms with uncomfortable chairs and a water pitcher by the door A wheeled table with coffee and tea … Read More … Read More
My goals for FinCon 2017
It’s hard to believe, but FinCon 2017 is already here. Wasn’t it just recently that I mentioned how I had bought a ticket for the conference? No, actually that was last December. FinCon is a gathering for those in the … Read More … Read More
The three questions to ask yourself before you gamble (on anything)
(Note from after this post was written: Oy, what terrible timing to write about Las Vegas. My heart breaks for everyone affected by the horrors that transpired there this past week. There may not be any justice or sense in … Read More … Read More
Maybe don’t freeze your credit just yet
Since the Equifax dumpster fire breach, I’m still on the fence about freezing my credit. Perhaps this is surprising. After all, now that my information, along with 143 million others, has likely been taken by who-knows-who for who-knows-what purpose, it … Read More … Read More
Get your credit reports all at once or spread them out?
If you’ve been thinking that I’ve been silent about the Equifax breach because I haven’t cared, you’d be wrong. Instead, I’ve been feeling a mix of fear and despair, not unlike what I felt on November 9th this past year, … Read More … Read More
Why signing up for promotions you don’t think you’ll use is a good idea
I’m not into extreme couponing. I find that I don’t need 27 cans of tomato sauce or 40 boxes of cereal. I live in a relatively small place, and I barely can rationalize a Costco membership, much less having a second … Read More … Read More
Does frequent travel conflict with financial well-being?
If you’ve been reading this site for a while, you’ve no doubt seen me periodically talk about my quest to see one new country a year. You might find this topic potentially a diversion, even perhaps antithetical, to much of … Read More … Read More
Forget Amazon, I’m going with Jet
I talked about how Amazon has recently taken to requiring you to join Amazon Prime in order to purchase some of its products. To me, that seemed like a bridge too far. And so I began researching alternatives to Amazon. … Read More … Read More
Why Amazon is starting to remind me of the mob
If you recall my time on the Slow Carb Diet, you may recall that I’m a big fan of Vega protein powder. The one I use has a good amount of greens and antioxidants, a tasty flavor without sugar, and … Read More … Read More